Beware of third party capture! Following a personal injury accident where you are the innocent injured party such as a Road Traffic Accident, you will be approached by numerous people; the police, car hire companies, solicitors, the third party and their insurers. It is at this time when the third party insurers may attempt to settle any claim for compensation as soon as possible, by making you an offer of damages immediately following your accident.
However, it has been shown time and time again that cases that settle this way result in the injured party receiving less compensation than they are entitled. This is because the third party insurers make an offer based on your immediate injuries, many injuries particularly those incurred in motor accidents do not become apparent until days even weeks later.
The process of third party capture is arguably a conflict of interest. They are representing the other side and therefore their ability to act in your best interest must be considered. In the event of you being involved in a personal injury accident in which you believe you may be entitled to receive compensation you must seek independent legal advice from a solicitor that specialises in the field of personal injury.