Legal Expense Insurance

People are injured all the time; there are many companies wanting their business.  This makes it difficult for the average person, especially after having gone through what may have been a traumatic accident, to make an educated decision on which law firm to go with.

In view of the above we at The Injury Lawyers compile these blogs to inform and educate accident victims to help to make this choice as stress free as possible and with a good outcome – that outcome being getting the best law firm to deal with your claim.

Many of our clients have been approached, or are about to be approached, by their insurers after a road traffic accident.  Their insurers inform them that they have Legal Expense Insurance (LEI) attached to their policy – this may be free of charge or they may be paying to have this as an extra.  The insurer may then inform them that this entitles them to free legal cover for their personal injury claim. The fact you have legal cover may be true, however all your insurer will do is pass your details on to a firm of solicitors on their ‘panel’ in return for a substantial referral fee.  This means that if the solicitor has paid for your case, it is likely they have less money to spend on your claim, and they may decide to spend less time on your claim. Less time and effort can lead to claims being under settled and the whole process being lengthy and drawn out.

It is advisable, and also good logic, that you take the matter into your own hands and find your own specialist no win, no fee lawyer.  This not only means that you will not have to pay for your claim anyway (depending on the agreement you sign – remember to always read this through thoroughly), but that you also have chosen a firm that has not paid for your claim to someone else.  With more money to spend on your claim, you can rest assured your lawyer is doing all they can to ensure you get the maximum compensation you deserve in the quickest possible time. Leave the destiny of your case in your hands – choose your own lawyer and don’t let this choice be made for you.

At The Injury Lawyers we do not use referral agents as all our clients come to us directly.  We work under no win, no fee agreements and can assess whether you have a claim free of charge. Because we’re independent, we always promise to put the maximum effort in to your claim for compensation.

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