Uninsured or Untraced Road Traffic Accident Claims

Being involved in a road traffic accident that was not your fault is frustrating enough – however, finding out that the negligent driver does not have insurance in place, or who flees the scene without leaving any details, can be a point of added frustration and anger to any victim of a road accident.

However, when claimants such as those described above approach The Injury Lawyers, we can offer some light at the end of the tunnel with providing the information that they still have a valid claim for personal injury. Claims such as these are run through an organisation known as The Motor Insurers Bureau, or MIB. The MIB began in 1949 and are funded by motor insurance companies. This basically means that they are funded through us paying our motor insurance premiums every year. The cost to us has been calculated at approximately £15 – £30 per policy.

If you have an uninsured or untraced claim, and the MIB agree to take on the claim, either they or your own solicitor will arrange for you to be medically examined. This forms the basis for which a valuation of your claim can be made. The MIB will not only look at paying you compensation, but may also reimburse you for any vehicle repairs you have untaken, or pay you for any future repairs which need to be carried out based on a mechanic’s estimate.

If you have been involved in an uninsured or untraced accident, there are a few actions which you can take to strengthen your claim:

1. Report the matter to the Police – this can be important as a Police report can be used as evidence for your claim – it is important to report the accident circumstances as fully and as accurately as possible.
2. Seek medical assistance for your injuries – this not only allows the medic to assist your injuries, but also to place a record in your medical notes.
3. Check for any witnesses – witnesses can provide valuable evidence to any claim, but especially those where the driver has fled the scene.
4. Seek the assistance of specialist personal injury lawyer – a good lawyer will act on your behalf throughout the process. It is best to approach a law firm as soon as possible after the accident when the events are fresh in your mind as well as those of any witnesses.

If you think you may have a claim after been injured by an uninsured or untraceable driver then give The Injury Lawyers a call for some free advice, what have you got to lose.