Motor Insurers Bureau – Untraced and Uninsured Claims

Being involved in a road traffic accident that was not your fault can be frustrating enough; but being involved in an accident where the negligent party fled the scene or did not have any insurance is a further point of anger.

At The Injury Lawyers, we are able to offer some light at the end of the tunnel to people who have been in an accident as described above. Many clients often believe that they are not able to claim if they do not know any of the negligent driver’s details due to them fleeing the scene or not having insurance; however, we are often happy to inform them that they can still make a successful claim.

Claims such as those described above can be put through The Motor Insurers Bureau, or MIB as they are more informally known. The MIB are funded by motor insurance companies – so ultimately, they are funded by our motor insurance premiums. The MIB have calculated the cost to us to be around £15-£30 per motor insurance policy.

Claims with the MIB are commenced with filling out an MIB Claim Form. With a good law firm on your side, they should advise you fully as to how the form should be filled out correctly. The MIB do not just deal with claims for injury, but they will also consider claims for vehicle repairs.

With these types of claims, it is often vital to take some action to strengthen your claim. Below is some helpful advice as to what you can do:

1. Report the incident to the Police ASAP who may need to compile a report – you should report the circumstances of the accident as fully and accurately as possible as a Police report can be used as evidence. Please be aware that if you fail to report the incident to the police quickly enough, the MIB may refuse your claim.
2. Seek medical attention for your injuries – this not only assists with your injuries, but allows the medic to place a note in your medical records.
3. Check for any witnesses to the accident – witness evidence can provide vital support to any claim you make.
4. Seek advice from a personal injury lawyer as soon as possible – this should be done as soon as possible whilst the events are fresh in your mind, and those of your witnesses.

If you require any further information regarding your accident claim through the MIB, feel free to give us a call and we will be happy to help.