Your employers have an important duty to ensure that your health and safety is maintained at all times whilst you are at work, and there are a number of rules and regulations that they must abide by. If your accident and / or injuries were caused because your employers failed in this important duty of care that they have for you, their insurance should cover you and compensate you.
So – how do you make a work accident claim, and what does it entail?
Your employers have a legal responsibility to have a policy of Employers Liability Insurance. This mandatory insurance is designed for employees to claim for suffering and loss if they ever end up injured at work through no fault of their own. All we need to do is make sure that your accident and injuries are covered by the insurance. As previously mentioned, if the cause of the accident was due to your employer’s negligence, the insurance should cover you.
So, first thing to note is that your employment is not legally at risk through you putting a claim in, and it doesn’t really cost your employers anything (dependant on the terms of their insurance) as its their insurers that deal with it all. The insurers will investigate the claim, and will ultimately pay out the compensation if settlement is agreed. It is your right to make a claim from the insurance that exists to claim from – so don’t ever feel scared or cheeky about doing it.
Claiming from your employer’s liability insurance is a perfectly natural, normal, and common process. We find that many employers are happy for you to make a claim from it. Ultimately, it exists for you to claim from, and at the end of the day, you have been injured and you are suffering due to the negligence of your employers. Legally speaking, there is nothing your employers can do to adversely effect your employment in any way shape or form; if they did, they would have further trouble on their hands!
We are specialist work accident injury lawyers, and we are used to dealing with thousands of work accident claims and employers insurers on a daily basis. We work on a Genuine No Win No Fee that guarantees you:
- 100% compensation with no deductions and no hidden charges if you win – our legal fees are also covered by the insurers for the claim, and we will limit our fees to whatever they pay us.
- No fees to pay in the event your claim does not win – we only ever take on a claim if we think we can win it. If we don’t, we simply do not charge you.
Work accident claims cover a broad spectrum of issues:
- Slip and trip claims – your workplace must be safe to navigate with all traffic routes and areas of access safe to use and work in.
- Manuel handling – you need proper, continual, and thorough training for this, with adequate assistance, and mechanical assistance if need be.
- Personal protective equipment – if your employer fails to provide you with any protective equipment, or if the equipment is inadequate or you have not been fully trained in its use, you can make a claim in the event you end up injured.
- General workplace equipment – all equipment you do use in the workplace must be safe, regularly risk assessed and checked / maintained, and you should be fully trained in its us.
For free advice as to whether you have a work accident compensation claim, please don’t hesitate to give us a call.