Usually, it would be a matter of making a claim through the negligent drivers’ insurance company, but in this case the driver didn’t have insurance. Not to worry, because back in 1946 the Motor Insurers’ Bureau was set up to deal with claims for compensation arising from the negligence of uninsured drivers.
In most cases it will be best to go through the Motor Insurers’ Bureau because the Defendant themselves is unlikely to be worth personally suing; in other words, they aren’t likely to have the money to pay your compensation. They didn’t have insurance after all! Each year, from everyone’s insurance premiums, about £15.00 to £30.00 is put in the Motor Insurers’ Bureau’s compensation fund so that the innocent victims of negligence can be compensated. It would be unjust if because someone didn’t bother to get insurance and you were unable to be compensated as a result.
Making a claim through the Motor Insurers’ Bureau is straightforward, especially if you have an expert and quality injury lawyer on your side. Don’t worry if you are unsure about the process, because an expert injury lawyer will be able to help you out and do the work for you. All you would have to do is provide any information that is requested from you. Importantly, to make your claim you need to make sure that you have reported your accident to the police within as soon as you possibly can. If you don’t, you may not be able to obtain the compensation you deserve.
If you are one of the unfortunate people to have been involved in an accident with the 1 million drivers in the United Kingdom who each year fail to get car insurance, get in touch with us today for free on 0800 634 75 75. We can discuss your potential claim and give you expert and free legal advice about taking the next steps.