Being involved in a road traffic accident that was not your fault can be a frustration in itself – but being involved in an accident with a negligent driver who informs you he has no insurance, or who flees the scene, not even stopping to check if you are ok, can be a point of not only of frustration, but also of anger to the victims.
On approaching us at The Injury Lawyers, many of these road accident victims display little hope of having a claim for their injuries; we however are able to offer them some light at the end of the tunnel, and explain how that may not be the case. Claims such as those against uninsured drivers or drivers from whom you were unable to get details, can be run through the Motor Insurers Bureau, or the MIB for short. The MIB was founded in 1949 and is funded by motor insurance companies; they are ultimately funded by us and our premium payments. It has been calculated that between £15 – £30 from everyone’s payments goes to funding the MIB.
The MIB will not only handle your claim for compensation, but also claims for vehicle repairs. The MIB also arrange for you to be medically examined as part of your claim in order that it can be properly valued.
If you have been involved in an accident such as this, there are a few actions which you can take to strengthen your claim – these can involve seeking medical assistance for your injuries, as well as reporting the incident to the Police. If witnesses were present it is also advisable to gain their details as their evidence may be valuable to you later on down the line in your claim.
I can hear you thinking – ‘well, how do I start a claim with the MIB?’ In order to begin a claim you will need to fill out a claim form which is then submitted to the MIB. A good personal injury lawyer should be able to guide you in how to fill out the form, and also act on your behalf throughout. At The Injury Lawyers we already act on behalf of many clients submitting claims though the MIB and are able to advise fully on all aspects.
