The answer is YES!
At The Injury Lawyers we are passionate about getting our clients the best possible amounts of compensation. This is why issues such as Third Party Capture are a topic of great concern to us. We therefore feel the need to inform our blog readers of our concern.
Many clients come to us with a claim and report some disturbing news that they have been approached by the defendants insurers for a potential personal injury claim. They report that they have either received an offer for settlement by the insurers or received an offer of a medical examination so they can value any potential claim you may have and make you an offer thereafter. This is a process that is commonly known as Third Party Capture. It is a process whereby the insurers of the potential defendants of a personal injury claim try to gain a settlement before the claimant obtains their own advice from an independent personal injury solicitor and instructs them to proceed with that claim.
If the insurers succeed in their task and the victim accepts the offer made to them, this offer may be accepted on a full and final basis, thus stopping any further claim proceeding. The claimant, therefore in accepting the claim without gaining the advice from an independent solicitor, are in serious danger of under settling their claim, and could be accepting an offer which is grossly less than what their claim is actually worth.
In the event the other side offer the chance of a medical examination and to make an offer based on the report from this examination, it must be bourne in mind that the insurers responsible for compensating you are the same people valuing your claim. Your interests can be easily compromised.
At The Injury Lawyers we offer free claim assessment whether we take the claim on or not. Therefore, you have nothing to lose by gaining independent advice from a legally trained advisor especially if you are thinking about accepting an offer made by the other side. The Injury Lawyers work on a genuine no win no fee basis, so there is never any cost to you for using our service.
So, be claim-wise, and ensure to get independent help with a claim and avoid going to insurers directly and being in danger of under settling your claim.
