With the roads seemingly becoming busier and busier it is no surprise that road traffic accidents are also on the increase. Once thing that can make the injustice of being involved in a road traffic accident that was not your fault even worse is when the other driver either reports he / she has no insurance, or he / she simply drives away. This is a point of frustration for many of our clients here at The Injury Lawyers and very often we are approached by potential claimants who simply do not know if they will be able to bring a claim in these types of situations. It is estimated that approximately 23,000 people are injured and 160 killed as a result of an accident with an uninsured vehicle
Our answer to all these questions is usually YES. Many people are unaware that they can bring a claim when the other driver involved in an accident is uninsured or untraced; th claim can be brought with the Motor Insurers Bureau, or the MIB as they are known in short. This organisation was set up in 1946 and is funded by motor insurance companies which ultimately means they are funded by our motor insurance premiums – this has an estimated cost to us of between £15 – £30 per policy.
If you have been involved in an accident with an insured or untraced vehicle and it was not your fault, you may have a claim for compensation. If you have been involved in a road traffic accident it is important to report the incident to the police as they may need to compile a report; the MIB often request such details. It is important to check for witnesses, and if present, to obtain their contact details as they may well be able to provide valuable evidence for your claim. Seek medical attention for your injuries as this not only assists with the injury but also allows the medic to place a note in your medical records. Lastly seek advice from a specialist injury lawyer as they will be able to act on your behalf with the MIB on a no win no fee basis (always read the no win no fee agreement thoroughly before signing).
