We take on countless accident at work claims on a continuous basis. You’d think that with all the health and safety rules and regulations we have in place to protect us that there’d be far less of work accident claims being pursued through our legal system. One of the major problems and reasons they keep occurring is the lack of understanding and respect for the rules and regulations we have in place.
So, you’re injured in a work accident through no fault of your own, and you think you are entitled to some compensation. Firstly, contact a quality injury lawyer to find out if you have a claim. Secondly, and turning to our question at hand here:
YES – MAKE A CLAIM
But why should you? And is there any come back?
To start with, there is nothing your employer can legally do to adversely affect, or terminate, your employment. Put simply – they cannot make your life hell, and they cannot sack you! If they did, or tried to do so, you’d have a separate employment claim. So fear not; you are protected. The vast majority of firms know this, and wouldn’t even consider such an option.
We find that most employers are quite happy for you to make a claim. All you’re doing is claiming from the Employers Liaibltiy Insurance policy they must legally have, which exists for the sole purpose of claiming from when needed. Some employers will tell you to get in touch with a law firm and make a claim for compensation.
Now you know that claiming is safe, here are the reason why you should make a claim:
Financial Compensation
You will be awarded compensation to reflect the amount of pain and suffering you have had to endure as a result of your accident. The only way to value a claim is with a medical report and the assistance of a fully qualified professional injury lawyer. Generally speaking though, the more you suffer, and the longer you suffer for, the more the claim is likely to be worth. If you are left with any permanent damage or scarring, this will be taken in to account.
You are also entitled to claim for any losses incurred. The more common one is lost earnings – if you have 2 weeks off work and receive no pay, you can make a claim for the earnings you lost out on. If you have to pay out for any medication, you can claim this back as well. You can also claim a travel allowance for medical appointments and you can claim for any care and assistance received from family and friends.
Health and Safety Improvements
In the majority of cases, your employers will notify the Health and Safety Executive, and / or RIDDOR, dependant on the severity of your injuries. The fact that your employer’s insurers will of course make investigations should inevitably lead to improvements. New policies and procedures can be implemented, or reviews of current policies and procedures can be made to prevent future accidents. Improvements to health and safety are of course always a fantastic thing to have! If you don’t make a claim, there’s a good chance no action will be taken to prevent it from happening again to you or a colleague.
Medical Help
Some injuries you suffer may involve you needing some physiotherapy or other treatment to assist with your recovery. With a proper personal injury lawyer, you should be provided with private medical care as a service standard at absolutely no cost to you right from the outset of the case. If the claim wins, the fees are recovered from your employers insurance. If the claim is lost, they are covered by alternative insurance.
It Costs YOU Nothing
Providing you get a professional and quality personal injury specialist to deal with your claim, there are no costs to you. With a Genuine No Win No Fee, you always receive 100% of any compensation awarded as the legal fees are also covered by your employers insurance! Which is great! If the claim loses, the No Win No Fee will kick in and there are no costs for you to pay.
So:
- Financial help and stability
- Health and Safety improvements
- Medical assistance on a private basis for a faster recovery
- No Cost Claiming
Remember: your employers insurance is there to compensate you in the event you’re injured in an accident that wasn’t your fault. It’s there to be claimed from, and it covers it all!
