If you are ever unfortunate enough to be involved in a road traffic accident, you will find that your phone never stops ringing with calls from interested parties offering their services to assist you with your claim. In addition to this, you will probably also receive a call from the third party’s insurer with a proposal for you to accept an offer directly from them.
At the time, this may appear to be a good idea: a quick settlement with no medical involved, and without the hassle of seeking out a reputable injury lawyer to do this for you.
However, there is a downside to this early settlement. The insurance companies can make you an early offer of compensation without identifying the extent or the seriousness of your injuries, and without explaining to you the full meaning of ‘full and final settlement’. Once paid out, if your injuries persist and you have further treatment and losses (including loss of earnings), there is no way to reopen the claim and you will be responsible to pay for these bills.
So, if you are approached directly by the third party, think twice before signing on the dotted line and investigate how much your claim is likely to be worth. Be 100% sure that you are fully recovered and all your losses have been accounted for.
The Whiplash Claims Calculator is available for you to feed in the information in relation to your accident and will provide you with an insight to the value of your claim. Contact an injury lawyer who will provide you with free advice on how to proceed.
Remember; by accepting an offer from the insurance company direct is purely for their benefit – investigate the potential value of your claim by using a whiplash calculator and contact an injury lawyer who deals with whiplash compensation to guarantee the maximum and true amount. By following these three points, you will be sure to receive the maximum compensation due to you for your injuries and any losses incurred as a result of the accident.
