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Will an insurer always pay an innocent passenger claim?

road traffic accident claims

If you have been passenger in a road traffic accident and have been injured by negligent driving, you may be able to claim for compensation. You can claim compensation from the driver of the car you were a passenger in, or from the driver of the other car, depending on who was responsible for the accident.

Passengers are normally seen to be an innocent party to the accident, and therefore it is very unlikely that passengers are seen as contributing to the cause of the accident. As such, innocent passengers normally have a very strong claim for compensation.

Passengers, alongside drivers, are entitled to claim for compensation for their injuries. Even if a family member or friend was driving the vehicle at the time of the accident, you can still claim compensation for your injuries through the drivers insurance.

All compensation is paid by the insurers, and therefore a driver shouldn’t be paying personally. The driver may lose their no claims bonus or face an increase in their insurance premium, but it should not affect them financially. It shouldn’t have any more affect by making a claim as well – you’re entitled by law to compensation.

If the driver who caused the accident has no insurance, it is still possible to claim for compensation, as this can be done through Motors Insurers Bureau. The bureau was especially set up to compensate the victims of uninsured or untraceable drivers after an accident has occurred.

It may be that you were a passenger on public transport, such as a bus, coach or taxi, when the accident occurred. You can claim compensation for this type of accident as well, as the driver owes you a duty of care to drive safely.

Not only can you claim for the injury suffered from the accident, but you may be also able to claim for expenses such as physiotherapy and medication you have needed as a direct result of the accident. You may also be able to claim for loss of earnings, if your injury has prevented you from working.

Call us free from a landline or mobile on 0800 634 75 75. We are The Injury Lawyers – personal injury specialists – and we can give you expert legal advice about claiming compensation for any personal injury accident claim.

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