First things first – I’m discussing negligence here, not maliciousness. So if you are at work, perhaps in a kitchen, and a colleague spills something hot on you or walks in to you whilst carrying hot soup for example, can you make a claim for personal injury compensation?
Vicarious Liability
Vicarious liability means that the negligence of a colleague falls on to the employer. So if a colleague fails to adhere to procedures and policies in the workplace and causes a burn injury to you, you can claim from your employers insurance.
Some easy examples – restaurants should have separate in and out traffic for staff when it comes to carrying hot food and liquid from the kitchen to the front of house. If a colleague goes in the wrong way and you collide, you could make a claim. Equally if a colleague was rushing around and knocks in to you and causes a burn, you could also make a claim.
You’re Covered!
I’m talking covered by insurance here – this isn’t an attempt at a pun in the event you end up covered in something hot causing burn injuries. Your employer has an important duty to have a policy of Employers Liability Insurance which will cover you for claims in the workplace.
All we need to do is submit a claim either directly to your employer who will pass the claim to their insurers, or submit it directly to the insurers if we know who they are.
100% Compensation Offering
The law changed in April 2013 – other lawyers will now take 25% from your payout and ask you to pay for insurance.
We don’t!
We can still give you 100% compensation for work accident personal injury claims, and we will cover you on a self insured basis so you don’t pay us for a premium. That way, you lose nothing whether the claim is won or lost as we also work on a full and genuine No Win, no Fee basis.
Get In Touch
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