Many people are worried about making a claim for personal injury compensation for a workplace injury or accident for fairly obvious reasons. People are naturally worried whether making a claim will affect their job, cause ‘bad blood’ and prevent your career progression, or perhaps get anyone in to trouble.
So to put your mind at ease, here are 5 reasons why you should make a claim as an employee injured in the line of duty.
1. You’re legally protected
You cannot be sacked or treated any differently for making a claim by law. If you did then you’d probably have an unfair dismissal or similar claim against them. It is your legal right to make a claim where you have been injured in an accident through no fault of your own.
Large companies have probably been sued thousands of times – you really don’t need to worry.
2. Insurance!
Employers should have a policy of insurance to cover them for employees claiming. It’s nothing personal when you claim – all you are doing is claiming the money that is owed to you using the insurance which exists for the whole reason of claiming from.
Would you be worried about making a claim from your house or contents insurance if you are broken in to or suffered property damage? I’m sure you wouldn’t – the insurance is there to use and the same principle applies here.
3. Many employers encourage claiming
You make a claim when you are the victim of negligence – so your employer has to have breached the law to win the case. Because employers should be insured, and because you have been the genuine victim of negligence, most employers are quite happy for you to claim and will actively encourage you to get a lawyer and start a case.
Like I said earlier – it’s nothing personal and the insurers will normally deal with everything.
4. You’re helping to improve health and safety and maybe even save lives
It’s common for a claim to trigger a responsive reaction from insurers and employers alike to take further steps to prevent the same thing happening to someone else. Essentially when you make a claim you can help to plug the health and safety holes and introduce new systems and procures that can safeguard employees and prevent repeat occurrences.
5. It’s not just about the money for the injury
When you make a claim you can recover the cost of any losses and expenses caused as a result of the accident or injuries. Lost earnings are the most common one – you should not have to face difficulty or suffer financially because of what’s happened.
You can also get access to private medical care and the costs can be recovered from the other side. This can help a lot with the recovery process.
There are so many more reasons to claim as well – call us on 0800 634 7575 for advice today.
