The festive season and the colder months of the year usually spark a rise in the amount of road traffic accident claims we take on. The adverse weather will often lead to accidents like rear end collisions, roundabout crashes, and drivers emerging from side roads due to wet and icy surface conditions.
So when it comes to being the victim in these sorts of circumstances, it’s useful to know your rights!
The weather is never an excuse
If you are hit because another driver has hit you – whether it’s down to them losing control or failing to stopping due to the road conditions – there is still no excuse. We all know that we must take extra care when it comes to driving in wet and icy conditions, so we must be extra careful to avoid accidents.
So don’t let anyone try and say that the weather is to blame – they are still at fault!
Claiming is your right
You’ll probably need to get your vehicle repaired if you were not a pedestrian at the time of the accident, so adding in the personal injury claim ought to be a standard thing to do. The insurance held by the driver at fault covers you for any loss and damage, and includes personal injury.
Most people will end up suffering with whiplash as a result of being involved in this sort of accident, so you are legally entitled to be able to make a claim.
Is it easy to claim?
In most cases, it can be very easy. For straightforward road accident claims where the insurers are not going to put up a fight when it comes to who is at fault, all we really need to do is get some specialist medical evidence to value the case on. Once we have this evidence we can look to negotiate a settlement with the other side as soon as we can.
Most simple cases like this don’t go to court so you needn’t worry about whether it could be a stressful or long and drawn out process.
The procedure for how a claim is moved forward is streamlined for efficiency to resolve these cases as soon as possible.
For help and advice, call our team on 0800 634 7575 today.
