A broken finger can be a real annoyance even when it’s a straightforward break – but when they are more serious and require rods and reconstruction surgery, it can be a lot more of an inconvenience than most people might think.
Here’s a quick article about finger fracture claims and what you can claim for, as well as the general payout guidelines that can help you to understand how much a broken finger claim may be worth.
How does a payout work?
You claim for the injury as part of something called General Damages which covers the pain, suffering, and loss of amenity caused. On top of that you can claim Special Damages which is for losses and expenses like lost earnings, travel expenses, treatment fees, care and assistance claims, and damaged property – as examples.
Combine the above and you get the ingredients which make the amount that you are entitled to claim for if the case is a winner.
How much can I claim for a broken finger injury?
There is a lot to consider, such as:
- The severity of the break
- Whether you required any operations
- Whether you needed any physiotherapy or other rehabilitation
- Whether you will be left with any permanent disfigurement or immobility
- Which finger is injured
- Whether the finger is on your dominant hand
- Whether the finger injury will affect your job
We can obtain specialist medical evidence from a suitably qualified expert who will be able to comment on these things in a report. That report is the key thing needed for an expert injury lawyer to then value your claim for personal injury compensation.
What we can take a quick look at are the general official guidelines for finger break payouts:
- Fracture of one finger: up to £3,375
- Fracture of index finger: up to £8,700
- Serious fractures to ring or middle finger causing deformity and loss of use: up to £11,700
Severe fractures to several fingers where you may lose some of the fingers, be left with permanent deformity, and loss of use can be in the region of up to £26,250.
