Few people ever really want to put a claim in; but it becomes a necessity when you have been injured through no fault of your own. Losing out on money from being unable to work when there is a mortgage, car payments, and the all important kids to feed isn’t an ideal situation to be in – but we are lucky that employers must have insurance to cover you here in the UK.
But the idea of suing your employer is, for many, a bit of a touchy subject. So what are the risks and how can you claim safely?
Firstly, you are protected by the law
You cannot be dismissed or treated any differently for making a claim for work injury compensation. This applies to all companies no matter how big or small, and if they did even try and do such a thing, you would probably have an employment claim as well.
It’s not a practice employers do and their insurers would certainly not want it to happen as they would probably be picking up the tab for an employment claim as well! So don’t worry about that.
Insurance – that’s all you’re claiming from
When you make a claim, your employer is barely involved in most cases. The insurers are there to investigate the case and defend or pay out where applicable. The employer’s liability insurance exists for the whole purpose of people to make a claim from it if they need to.
I mean, really, it’s not that different to claiming off your house insurance if you are burgled! The insurance is there to insure you. Just use it!
Claiming is a normal process – it doesn’t have to be personal
Employers don’t normally take claims personally. All you are doing is claiming from insurance that is already there to pay out victims in accidents. There are standard procedures for pursuing cases and thousands of people make claims all the time. As I said earlier, all you are doing is claiming from the insurance which is already there to pay you out.
Most employers will actually tell their employees to get a lawyer and put a claim in where they have been injured.
No win, no fee – risk free!
If you don’t win, it doesn’t mean that you could then be sacked or otherwise. It’s your basic human right to make a claim and sometimes the success of a case can come down to law and legislation. Sometimes the law says they have to pay out, and sometimes it doesn’t.
And with the way we work, we can write of our fees meaning you won’t be charged a penny if we can’t win the case.
Suing your employer – pretty much no risk at all?
Yes – pretty much. Unless you’re bringing a fraudulent claim or something, you really don’t need to worry. Some lawyers will charge upfront fees or make you pay certain costs if you lose, but The Injury lawyers guarantee a risk free way of working.
To find out more, just call 0800 634 7575 today.
