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Had an accident at work, and wondering what to do? As well as being in pain, and perhaps being a little annoyed that you’ve ended up injured in the line of duty, you’re probably wondering why the accident has happened, and whether something should be done about it.

Well, read on for some quality advice as to where you stand legally, and what you should be doing after you have been involved in an accident at work.

Where Do You Stand?
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If, in the eyes of the law, the road traffic accident you have been involved in which has led to your injuries is relatively minor and straightforward, claiming for compensation is a very straightforward process.  As of the 30^th April 2010 a new protocol was introduced for these sorts of road traffic accident claims which means that in a matter of weeks or a couple of months your compensation claim could be settled.

Nowadays making a claim for compensation for a road traffic accident involves submitting a simple form over the internet, waiting a day for the other side to acknowledge it, then giving them 15 days to investigate your accident. Once liability is admitted, getting a medical report compiled and settling your claim on the best terms is just as quick with the right lawyer on board for the claim. Your compensation could genuinely be sorted in a matter of weeks.

The first stage of your claim is to instruct a quality injury lawyer who specialises in road traffic accident claims.  They should know what they are doing and be able to get the ball rolling on your claim straightaway.
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If you are ever unfortunate enough to be involved in a road traffic accident, you will find that your phone never stops ringing with calls from interested parties offering their services to assist you with your claim. In addition to this, you will probably also receive a call from the third party’s insurer with a proposal for you to accept an offer directly from them.

At the time, this may appear to be a good idea: a quick settlement with no medical involved, and without the hassle of seeking out a reputable injury lawyer to do this for you.

However, there is a downside to this early settlement.  The insurance companies can make you an early offer of compensation without identifying the extent or the seriousness of your injuries, and without explaining to you the full meaning of ‘full and final settlement’.  Once paid out, if your injuries persist and you have further treatment and losses (including loss of earnings), there is no way to reopen the claim and you will be responsible to pay for these bills.
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If you have been involved in an accident that was not your fault, you are probably aware that you are entitled to claim for compensation for your injuries. You may not be aware that you can also claim for any financial losses that you have suffered as a result of the accident. This is because compensation is meant to put you back in the position you would have been in had the accident not have occurred; therefore, recouping your financial losses is a crucial aspect to this.

I have listed below some of the more common types of loss which you may be entitled to recover:

1. Loss of earnings
2. Treatment costs
3. Care and Assistance
4. Travel expenses
5. Miscellaneous (call charges, postage costs etc)

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OK – so you’ve had a car accident, it wasn’t your fault, and you’re wondering what on earth you should do to sort it all out! It can be particularly scary if it’s your first time in an accident as well; made even worse if the driver at fault was being quite nasty with you as they knew they were at fault, and were perhaps trying to dodge the bullet.

Here is your one stop shop advice guide as to what exactly to do. My best suggestion is read this first before you do anything (and I mean anything  – including speaking to your own insurers) and you will hopefully be able to rest a little easier when you know what you need to do.

At The Scene
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For those who may not be sure, here is a bit of advice on what an Accident Claim is, what it entails, and what happens if you make one:

An accident claim is generally a claim for compensation for injuries and loss incurred after an accident you have been involved in that was caused through no fault of your own. The accident must have been caused by someone else’s negligence – whether it’s a person or a company. You can actually be partly to blame, and still make a claim, subject to a reduction in your payout. But, ultimately, the thing to know when trying to figure out of you have an accident claim is whether the accident was the fault of someone else.

If this accident has caused you to suffer any sort of injury, you are entitled to make a claim for compensation that reflects the nature, severity, and length of the suffering involved. You are also able to take in to account for any literal financial losses you incur as well; a matter I will come on to shortly.
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At The Injury Lawyers we are experts in the field of personal injury as this is the only type of law we deal with.  Importantly, we have vast experience in dealing with claims for compensation for whiplash injuries.  When we receive a whiplash claims we give it our utmost attention because we know how serious a whiplash injury can be – as many of my colleagues can testify.  This blog gives a brief outline of a whiplash injury and how to make a claim for compensation for your whiplash injury.

Causes:

Most of our whiplash claims arise from road traffic accidents – typically where our client has been correctly proceeding in their vehicle and a negligent third party has collided with the rear of their vehicle.  What this means is that our clients head and neck area is suddenly jolted and a whiplash injury ensues.  That said, whiplash injuries occur in other types of road traffic accidents and we have also come across them in sporting accidents where again the person’s neck is suddenly jerked.
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OK – so you want to make an accident claim, and you have no idea what to do at all, and no idea what it actually entails. You’ve probably seen the adverts on TV for No Win No Fee lawyers, and 100% compensation, but you still don’t really understand the ins and outs of how it all works.

Here is a quick guide to fill you in:

No Win No Fee
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If a minor i.e. anyone under the age of 18, or a protected party as deemed under the Mental Capacity Act 2005, has an accident that was not their fault, and they have been injured as a result, they, like anyone else, can make a claim – the process is slightly different.

Say, for example, your child has an accident a school – I bet you can’t imagine them calling a law firm and making a claim – so how do we get around this? Well it is through the system of having a ‘Litigation Friend’.

A Litigation Friend is someone that acts on behalf of the child or protected party in the running of their claim for personal injury. This person is normally a parent or guardian, but can also be a carer, social worker, or suitable person. It is important that whoever the Litigation Friend is, they have regular contact with the claimant and they have their best interests at heart.
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When you are first thinking about making a claim for compensation you will no doubt be considering which injury lawyer to instruct.  Again, you will no doubt be looking for a specialist injury lawyer who has an abundance of experience in dealing with the sort of accident you have had.  Most importantly though you will probably be looking to instruct an injury lawyer who will not charge you a penny for your claim as they will recover their fees from the other side if you win, and write them off if you lose. This is extremely important because you do not want to be lying awake at night thinking about potentially hefty bills coming through your letterbox from greedy lawyers.

At the end of the day you want compensation for your injuries and you do not want to be paying a fortune to get this compensation, as that would defeat the object of claiming.  Good news – there are numerous injury lawyers who will not charge you a penny for their work whether the claim wins or loses.  Here is a quick guide to our Genuine No Win, No Fee agreement.

At The Injury Lawyers we never charge our clients a penny for our work if the case is won or lost.  You get to keep 100% of the compensation you are awarded if you win as we recover our fees directly from the other side.  There simply are no catches, and to make you feel secure, we write into our agreement with you that we will NOT even seek to recover our costs from you if the other side do not pay them all.
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