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August 03, 2011

Personal Injury Solicitors

The Injury Lawyers are an independent firm of personal injury experts. When I say independent, I mean that we are not linked to any insurance company, so we fight tooth and nail to maximise your compensation amount. We are also not a claims referral company – we have qualified solicitors and legal executives in house ready to deal with your claim. So we do not sell claims on for profit, nor do we buy any claims from insurers, claims companies, garages, or other companies / persons; we are proud to say that all our clients come to us directly and we feel that this says a lot about the service we provide and the results we get for our clients. In the following blog I will be discussing the various benefits that The Injury Lawyers offer and the reason why so many clients come to us directly everyday requesting our services.

Genuine No Win No Fee Agreement

We offer all our clients what we like to call a Genuine No Win No Fee Agreement. We say genuine as there are no hidden charges for you to pay whether you win or lose your claim. This gives you that added peace of mind and security to pursue your personal injury claim in confidence; after all, solicitors costs can run into the many thousands of pounds so you want to know for sure that there is no onus on you to cover any of these costs. We back our promises up in writing as well.
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August 02, 2011

Whiplash Guide

How is whiplash caused?

At The Injury Lawyers we tend to see whiplash most commonly caused by a road traffic accident – the reason for this being that the injury is caused through a jolt to the head / neck area.  This in turn damages muscles and tendons around the area, causing the symptoms of whiplash.

Have you got whiplash?

The symptoms of whiplash usually come on a few hours after your accident, or even in the following few days. The symptoms experienced depend on the person and on the severity of the accident; I have listed some of the more common types of symptoms below:
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August 02, 2011

Road Traffic Accidents – Motorways

At The Injury Lawyers we have a wealth of experience in dealing with road traffic accident claims, many of which stem from motorways. Motorway driving can be difficult and intimidating due to the high speed nature of it, as well as the close proximity of the cars. It is for this reason as well as others that motorways can be one of our accident hotspots.

Motorway driving requires heightened concentration and awareness of the road – if this is not utilised then accidents can happen. I have listed below some of the common reasons why accidents can occur on the motorway:

  • A negligent driver realising at the last moment that their junction is coming up soon and cutting across a multitude of lanes to exit the motorway, causing a collison and panic in other drivers.
  • A negligent driver driving too closely to the car in front and not taking heed of the traffic slowing down ahead, causing a rear end shunt collision.
  • Negligent drivers not following the Highway Code and undertaking – i.e. overtaking cars in a faster lane, thus causing a collision.
  • A negligent driver merging lanes without completing the proper checks, and so colliding with another vehicle.

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August 02, 2011

Third Party Capture

It is fair to say that insurers are not too keen on people who make personal injury claims; especially successful ones, and this is simply because it costs them money – in some cases an awful lot of money

At the end of the day though, if you have genuinely been injured in an accident which was not your fault, and you have suffered pain and a loss of amenity, you need recourse. This recourse comes in the form of compensation.  Just because insurers do not like paying out does not mean you should not seek to bring your claim for compensation.

It is also fair to say that those people who do bring claims for compensation would like to be compensated as soon as possible.  Although I do not believe nowadays making a claim for compensation is a particular hassle, I can understand that in an ideal world you would love your compensation tomorrow – that would be brilliant.  It is for this reason that some people fall victim to something called ‘third party capture’.
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August 02, 2011

What Losses can you claim for?

Compensation is meant to put you back in the position you would have been in had the accident never have occurred. This means that, not only do you receive compensation for your pain, suffering, and loss of amenity – e.g. unable to complete hobbies or continue with your social life as normal – but that you can also claim compensation for the financial losses you have suffered as a result of your accident as well.

A good personal injury lawyer will advise you regarding losses right from the outset of your claim, so these can be kept a note of and evidence such as receipts and wage slips can be retained in a safe place. Once your losses are collated they are drafted into a document known as a Schedule of Loss. Your losses are dealt with separately to the claim for your injuries, therefore the Schedule of Loss would not contain a provision for your injury compensation. Injury compensation is a point of negotiation; losses can also be a negotiation process as you do not always get 100% of what you claim for, but the amount you are claiming is generally quantifiable.

I have listed some of the more common types of losses below:
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August 01, 2011

Product Liability

If you have been injured as a result of a faulty/contaminated product, you would bring your claim as a Product Liability Claim. I will discuss two common types of Product Liability below:

Faulty Products

The first point to make is that Product Liability claims can be difficult claims to run and difficult to be successful with. This is firstly due to the fact that the claim can go between the sellers and the manufacturers as to who is to blame, and secondly manufacturers of products can be difficult to locate; so this can be an added struggle.
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July 29, 2011

Accident Claims Scotland

If you have had an accident in Scotland, you may be surprised to know that there are variances between England / Wales law and Scottish law that could mean the difference between incurring a deduction from your compensation and not being charged at all.

In England and Wales, for most claims for compensation, your injury lawyer has the ability to recover all of their legal fees directly from your opponent. For example, if you claim for compensation from the insurance of the driver at fault for a car accident, your lawyers should have no problems recovering their legal fees straight from the insurance as well.

With a good injury lawyer, you will never have a percentage taken away, and you will never end up having to pay a penny if you win. These are things you should check beforehand as there are lawyers out there willing to charge, but you don’t have to be charged with the right lawyer!
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July 28, 2011

Accident Claims Calculator

We, like many other lawyers out there, have our own personal injury calculator on our website that has been there to help accident victims get an idea as to what they could be entitled to claim for in compensation for years.  Whilst the calculator can be useful, it has its numerous limitations – so, here’s a quick guide to fill you in on how it works:

How Does it Value My Claim?

Well, firstly, it’s important to understand that I’m basing this on our own calculator – as many others out there could be different. Out calculator provides you with brackets and figures based on official guidelines that we, as specialist injury lawyers, actually use when we value our own clients claims. The figures come from the JSB (Judicial Studies Board) Guidelines, which are guidelines set out to assist lawyers and insurers when it comes to agreeing settlement for a claim.
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July 28, 2011

Road Traffic Accident Claiming

At The Injury Lawyers we have a great deal of experience in road traffic accident claiming. For clients that have suffered an accident after 30th April 2010 and whose claim is within a certain value, we are pleased to inform them that their claim can be run through a fast track system that can be much quicker than other common compensation claims.

The Process…

This fast track system is begun by completing a Claim Notification Form. This form is the first correspondence the other side will receive on your claim and sets out the accident circumstances in full, together with the necessary information required for your case to be investigated thoroughly. Once this is completed, it is submitted via an electronic portal over the internet, which means that all correspondence is sent and received simultaneously, therefore making the claiming process much faster and more streamlined. After this is submitted, the other side have one business day to acknowledge the claim, and 15 business days to provide their response regarding liability. This is in stark contrast to the system of old which allowed the other side nearly 4 months to respond.
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July 27, 2011

Work Accident Claims

If you have been injured at work through no fault of your own, you may well have a successful claim for compensation.

Your employers have an important duty to ensure that your health and safety is maintained at all times whilst you are at work, and there are a number of rules and regulations that they must abide by. If your accident and / or injuries were caused because your employers failed in this important duty of care that they have for you, their insurance should cover you and compensate you.

So – how do you make a work accident claim, and what does it entail?
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