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The majority of people out there will make their claim for compensation as a form of financial recompense for having to suffer through long periods of pain and injury. It’s only fair; it’s not nice being injured, and it has an impact on your everyday life both at work and at home. You will also be able to claim back any reasonable losses, such as lost earnings, treatment fees, and travel costs.

So it comes as no surprise that the question on many of our clients’ lips is “when will I get my payout?”

The thing is, the wheels of litigation can often turn quite slowly. Investigations need to be made, evidence needs to be obtained and compiled, and negotiations must take place. Whilst the system we have in England is pretty good for making sure claims are concluded quickly, lots of things need to be done.
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At The Injury Lawyers we are experts in the field of personal injury law having dealt with thousands of personal injury claims over many years.
In particular we deal with an enormous amount of road traffic accident claims where our clients have been injured as a result of the negligence of a third party driver.

In 99 out of 100 cases the Defendant driver will be insured, so it is straightforward to make the claim for compensation as their insurer will pay your damages.  Unfortunately, there are cases every so often where the Defendant was uninsured.  If that’s the case, how do you get your compensation?

In most cases the actual driver will not be worth suing unless they have some financial assets in to claim from.  Does that mean you are to be left uncompensated for your injuries because the other driver has no insurance? No, and here is a quick guide as to why.
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Our mission is to win the maximum amount of compensation for our clients in the shortest possible time, and assist with any medical needs required. To help this happen, we try our best to provide the highest quality service levels to our clients.

The problem is that many people who instruct a personal injury lawyer to make their claim have probably never made a claim in the past (unless you’re a little unlucky); so many people don’t quite know what to expect, or what they are entitled to. Many people will make their judgements based on what friends and family say. So, how do you know what to do when you are entering in to a process that you have never been through before?

Well, here is a little hint: check the Client Testimonials on the website of the law firm you are looking to instruct!
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There are so many websites out there to browse through when it comes to deciding who you want to represent you for your claim for compensation.

The bad news is that a load of them are NOT actually lawyers; they are just Claims Management Companies and Accident Advice Services that often like to appear as if they’re lawyers to draw you in.
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At The Injury Lawyers we are frequently asked about how the compensation claiming process works.  In most parts the claims process is actually quite straightforward; what is better is that with the right lawyer your side they will do all the work for you.  Here is a quick guide to how you accident claim works.

The first thing that is required is to produce a Letter of Claim.  This outlines your accident and why we consider that the Defendant is legally responsible for your injuries and should therefore provide you with compensation.  At The Injury Lawyers we try and get this off to the Defendant as soon as possible to make sure that there are no delays in getting your compensation.  It is therefore extremely helpful if you have all your details along with the accident circumstances, in as much detail as possible, so that your Letter of Claim is thorough and can be sent straightaway. 

The more detail your lawyers have the faster your claim can be settled because the Defendant will be able to investigate your claim without having to seek further information.  When your Letter of Claim is sent the Defendant has a period of 21 days to acknowledge receipt, and then upon this, a further 3 months to investigate your claim.  This is not to say that the Defendant will need these 3 months to investigate, but they are allowed this period of time.  Naturally, the more detailed the Letter of Claim, the faster your claim can be investigated.
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Making a claim for compensation for injuries sustained in a relatively straightforward road accident is quick and easy.  As of the 30^th April 2010 a new process came into place which streamlined the compensation claiming process making it a heck of a lot faster and easier.  Whereas previously an admission of liability could potentially take four months to come from the Defendant, now the Defendant only has 15 business days to admit or deny liability.  As I am sure you would agree, this is a massive improvement.

What happens now is that when you get in touch with an injury lawyer you will be asked to help your lawyer fill out what is called a claims notification form.  This will outline your accident circumstances, the vehicles involved, the injuries you have sustained, and the parties details.  This will be submitted, once completed, to the Ministry of Justice portal online and the Defendant’s insurers will have just one day to acknowledge receipt of it. 

After this they then have the 15 business days to come back with their position on liability.  At The Injury Lawyers we only take only cases which we genuinely believe will be successful; therefore in most of our cases an admission is received well within this 15 day period.
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On average, someone in the UK will suffer two broken bones in their lifetime. A fracture is the medical term for a broken bone; but they both mean the same thing.

A broken bone can range from a barely noticeable hairline fracture through to a bone that has been completely snapped into separate pieces. Healthy bones are generally very strong and will actually bend under pressure. But sudden or very forceful impact can cause the bone to fracture. Young children’s bones break more easily because they are still growing, but they will also heal more quickly. Unfortunately, as we get into old age, our bones become more brittle and will break more easily.

Doctors refer to broken bones in a number of different ways depending on the type of break or fracture. The most common include:
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Some people who are entitled to compensation for injuries that they have sustained in road traffic accidents caused by the negligence of third party drivers choose not to make a claim for compensation because they are of the view that the process is time consuming and ultimately not worth it. 

At the end of the day, it is up to you whether you want to make a claim for compensation – no-one can force you into this – but the reality of claiming for compensation in what are considered as straightforward road traffic accidents, for instance where someone drives into the back of you, is actually equally straightforward and takes little time at all.

At the end of April 2010 a new protocol was introduced which streamlined the claims process for low value road traffic accidents.  Under previous rules it could take up to 4 months for the Defendant to admit or deny liability, and then several months thereafter to settle your claim.  This was far too long; under the new protocol the Defendant has 15 business days after they are made aware of your claim to come back with their decision on liability.  This is a vast, vast improvement from 4 months.  So if people tell you that the claims process is a big hassle, all I can say is that it has improved significantly – and with the right injury lawyer on your side you won’t have to lift a finger.
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… sadly, its kicking off in a way similar to Jonny Wilkinson’s in England’s Rugby World Cup opener against Argentina last Saturday; in the wrong way!

My recent articles have centred on the fantastic news that insurer’s referral fees will finally be banned following a parliamentary plan to initiate the practice becoming an illegality in the (hopefully) near future.

We, as an independent firm of specialist personal injury lawyers, have always spoken out against the practice of referral fees. We firmly believe, and have seen evidence proving the fact, that referral fees not only add no value to the claim of an injured victim, but they have the potential to destroy it.
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At The Injury Lawyers we deal with all sorts of personal injury claims on a daily basis.  In the main they concern the innocent victims of the negligence of third party drivers.  Road traffic accidents are unfortunately a common occurrence – but when it comes to claiming compensation they are relatively straightforward matters and can be dealt with very quickly.  In most cases you will be able to provide the third party’s details and we can get the ball rolling on your claim straightaway.

But what happens if the third party was uninsured, given that it is the third party’s insurer that will normally be providing your compensation?

Naturally you can still make a claim for compensation; it is just that your compensation will be provided by the Motor Insurers’ Bureau (‘MIB’) and not the third party’s insurer as they do not have one.  It would simply be unfair if you were injured like anyone else but could not be compensated because the third party had committed the criminal act of driving with no insurance.  That is why the MIB was set up in 1946 – to provide compensation to victims of uninsured drivers.
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