It is bad enough when you have been involved in a road traffic accident and your car has been damaged – particularly if your car happens to be your pride and joy, and getting it fixed is an absolute hassle. It is worse though, where it is not just your car that is damaged, but where you have been injured in the accident as well.
Where the accident was not your fault, you will often have a successful claim for compensation through the negligent drivers’ insurers if you wish to make one. But, what if you have been injured and you wish to make a claim for compensation, but the other driver either fled the scene of the accident or was not insured. How would you go about claiming compensation when the usual path is to seek it from the other side’s insurers?
Fortunately, you are not left in a scenario where you have no form of recourse. Where the negligent party has not stuck around or has no insurance, you can still receive compensation; instead of receiving it from the other side’s insurers you will get it through an organisation called the Motor Insurers’ Bureau (‘MIB’). It would be unpalatable if you were left uncompensated simply because the other side was not decent enough to stick around or did not abide by the law and pay for insurance.
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