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If you have been unfortunate enough to have been involved in an accident with an uninsured or untraced driver (i.e. the driver fled the scene without leaving their details), then you may still be entitled to claim for compensation through an organisation known as The Motor Insurers Bureau (or MIB for short).

To not be able to claim for an injury caused by a road accident that was not your fault would simply be unfair and unjust; hence why The Motor Insurers Bureau (MIB) was set up in order to deal with uninsured and untraced claims. The MIB also deal with hit and run cases under its untraced agreement.

The MIB is funded by motor insurance companies and helps around 25,000 people per year make a claim. The fact that it is funded by the insurance companies means that, ultimately, they are funded by us and our insurance premiums – the MIB have calculated this cost to be around £15 – £30 per policy a year.
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Road traffic accidents are becoming increasingly common nowadays. This is probably due to the fact that roads are becomingly more and more clogged up with drivers in a rush and not paying the necessary care and attention whilst out on the road. These accidents also seem to occur most prevalently in traffic meeting places which I have gone on to discuss below:

Roundabouts

Many people can find roundabouts difficult to navigate; especially some of the larger ones. If someone is not completely sure of where they are going and which exit to take, this can be understandable, but it is sometimes these people who cause many of the accidents on our roundabouts. Accidents tend to be most commonly caused through people realising at the last moment they are in the wrong lane and cutting across lanes and causing collisions.
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Whiplash can have extremely debilitating effects. At The Injury Lawyers we treat whiplash with the utmost seriousness as we realise, from the great amount of experience we have, that whiplash has serious effects.

Causes and Symptoms…

At The Injury Lawyers we see whiplash most commonly as a result of road traffic accidents. This is because the condition is caused by a sudden jolt to the head which causes the neck to move beyond its normal range of movement.
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At The Injury Lawyers we are seeing cases of whiplash more and more frequently. One of the reasons for this may be that there seems to be an increased number of road accidents which are one of the most common causes of whiplash. Whatever the reason for this increase, at The Injury Lawyers we are equipped to deal with your claim, and we treat whiplash with the utmost seriousness and respect it deserves.

The reason why the main cause of whiplash is road traffic accidents is that the cause of the condition is through a jolt to the head / neck area. This is very common in road accidents and many do not realise they have whiplash until a few hours later, or even the following day. This is because whiplash does not become apparent in most people until 6 – 12 hours after the accident itself; it’s therefore common for people not to report injury at the scene but then suffer later on.

The symptoms that people can suffer from are:
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At The Injury Lawyers we get a great number of claims stemming from uncovered manholes or defective utility covers causing people injury. This is probably due to the fact that they are common in our streets, and if they are not maintained and repaired when necessary, they can easily cause someone injury.

There are a number of ways an injury can be caused by a defective manhole cover – I have given a couple of common instances below that we see here at The Injury Lawyers:

1. Tripping over a defective utility cover– if the utility cover is raised, unsecured, or tilts with your weight, and as a result causes you to trip or fall, you may have a valid claim for personal injury. We have further advice on our website regarding trips, slips and falls.
2. Falling down an uncovered manhole – If a manhole is left uncovered, it should have warning signs surrounding it and it should be adequately cordoned off. If you have fallen down a manhole which failed to have any of the aforementioned, then you may have a strong personal injury claim.

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What is whiplash?

Whiplash is a soft tissue injury which occurs when the neck / spine goes beyond its typical range of movement – for example if it is overstretched or strained – usually as a result of the neck / spine being suddenly jolted.  When people think of whiplash there is a tendency to relate it to car accidents; but it can also occur during other activities such as sports.

Do I have whiplash?
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If you have had an accident in a supermarket that was not your fault, and you suffered injury as a result, you may have a claim for compensation.

There are a number of ways an accident can occur in a supermarket – I have listed some of the more common types of accidents below:

1. Slipping on a spillage that was negligently left uncleaned.
2. Tripping on an item negligently left on the floor of an aisle.
3. Items falling on you from a poorly stacked shelf.

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So – can you make a claim for compensation for tripping over and ending up injured? If you trip over what you believe is a dangerous defect or hazard that should not have been there, and there is another person or a company at fault for the accident, you may have a successful claim for compensation.

Examples of Claimable Defects / Hazards:

• A raised section of flooring in a premises (a shop, supermarket, etc) – perhaps a loose section of carpet or tiling that has raised up – that you end up tripping over.
• A section of concrete raised or broken away in a car park for a premises (or in the premises) that you trip over.
• An item, or item of furniture, dangerously positioned or left on a floor that causes a tripping hazard; a stool for employees to reach high shelves in a supermarket is a good example of such a hazard.
• Uneven, raised, or broken sections of concrete out on the street, or a raised manhole cover.

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If you are reading this blog then you may have been involved in a road traffic accident that was not your fault, and as a result, have suffered injury. One of the most common injuries caused by a road traffic accident is whiplash. Whiplash can be an extremely painful condition which has adverse effects on all areas of your life for a long period of time. At The Injury Lawyers we have many clients who are suffering or have suffered with whiplash, and we treat the condition with the utmost respect it deserves.

A question often asked of us at The Injury Lawyers is how much we think the claim is worth – I have therefore written this blog to provide some guidance on the matter.

When valuing a claim for whiplash, a solicitor will often use:
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At The Injury Lawyers we tend to see whiplash most commonly from a road traffic accident – so, in this blog, I will be explaining the process of claiming for the same. Whiplash can be caused by a variety of accidents and not simply by a road traffic accident; so if this is the case with you, please see one of our other helpful blogs on that process – a good blog to take a look at is http://www.theinjurylawyers.co.uk/injury-lawyers-blog/2011/07/08/a-quick-guide-to-the-compensation-claiming-process/.

The Process…

If your road traffic accident occurred after 30^th April 2010 and is below the value of £10,000 it goes through a new, faster, more streamlined system set up by the Ministry of Justice.  This system is begun by completing a form called a Claim Notification Form. At The Injury Lawyers we take you through the form and assist you from start to finish in filling it in. Once this form has been signed by you, we can then send it off to the Defendant’s insurers.
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