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If you suffer an accident at work, and it was through no fault of your own, you may have a successful claim for compensation.  At The Injury Lawyers, we realise that claiming against your employers can be a difficult task to achieve; that is why law firms such as us are here to act on your behalf. Plus, employers should have liability insurance in place to deal with these types of situations, and should not treat you any differently due to the fact you have begun a claim against them.

There are many reasons why you may have an accident at work and a valid claim against your employer – some of these have I gone on to list below:

Slips and Trips
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Whiplash can be an injury which is caused in many different ways; however, here at The Injury Lawyers, we tend to see it as a result of a road traffic accident more than anything else. Whiplash is a condition which can be overlooked and underestimated by those who have not suffered with it themselves – one reasons for this is that it is not so plain to the naked eye as a broken bone or a laceration, and so onlookers can discount it. Here at The Injury Lawyers we take a very serious approach to whiplash, as we know what a devastating effect it can have on all aspects of a person’s life.

Causes

Whiplash is caused by a sudden jolting to the head, which is sudden and forceful enough to move the neck beyond it’s normal range of movement, causing damage to the muscles and tendons in that area.
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When I say Product Liability, all this means is that you have purchased a product which has caused you harm in some way after you have used it according to the instructions provided. The product has caused you harm through no fault of your own.

There are different types of product liability claiming – the topic of this blog will be on two of them.

Faulty Products
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If you add up all the time you spend in a supermarket over your lifetime, I think you may be surprised at how large the result comes out as. Together with this, all bands of people use and require the services a supermarket offers – whether this be the elderly, the young, or those that may be suffering with a medical condition. With this in mind, it is crucial that safety standards are kept incredibly high – and on the most part, this is the case; however, for a small minority of people, accidents can happen.

If you have had an accident in a supermarket that was not your fault, you may be entitled to claim for compensation.  Supermarkets, like anywhere else, have a duty to protect their customers, as far as is reasonably possible, from risks to their health and safety, and in doing so, must comply with strict health and safety standards. Therefore, if you have had an accident due to their negligence, you may have a claim.

There are many potential hazards in a supermarket; some of which I have listed below:
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Sending your child off to begin their first day of school can be a challenging thing to see. However, we all put our trust in the fact that the staff at the school will take good care of our children.  On the whole, this trust is well-founded; however, there are a small minority of people out there for whom this is not the case.

We hear from many distressed parents whose children have suffered an accident whilst at school which was through no fault of their own, and we are able to give free legal advice in order to assess whether they have a valid claim.

Litigation friend
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Being involved in a road traffic accident that was not your fault can be a frustration in itself – but being involved in an accident with a negligent driver who informs you he has no insurance, or who flees the scene, not even stopping to check if you are ok, can be a point of not only of frustration, but also of anger to the victims.

On approaching us at The Injury Lawyers, many of these road accident victims display little hope of having a  claim for their injuries; we however are able to offer them some light at the end of the tunnel, and explain how that may not be the case. Claims such as those against uninsured drivers or drivers from whom you were unable to get details, can be run through the Motor Insurers Bureau, or the MIB for short. The MIB was founded in 1949 and is funded by motor insurance companies; they are ultimately funded by us and our premium payments. It has been calculated that between £15 – £30 from everyone’s payments goes to funding the MIB.

The MIB will not only handle your claim for compensation, but also claims for vehicle repairs. The MIB also arrange for you to be medically examined as part of your claim in order that it can be properly valued.
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Vibration White Finger is an industrial disease which is experienced by many manual workers using vibrating machinery, such as power drills or chain saws, or even sewing machines, as a regular part of their job.
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Whiplash can be an extremely debilitating condition. It can leave you in severe pain, which then can have an impact on your professional life, meaning you have to have time off work, domestic life as you can no longer do the tasks that you would have done before the accident on your own, and your social life, as you no longer go out as you did before the accident. 

The condition may also mean that you can no longer do those hobbies that give you great enjoyment – this can all leave you feeling down, frustrated, and upset. This frustration can be compounded by the fact that your accident was due to the negligence of another – if this is the case, you may be able to do something about it and make a successful claim for personal injury compensation.

The Symptoms
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If you have been involved in an accident that was not your fault, and as a result you have been injured, in all likelihood, you will be due compensation.  This is not just compensation purely for your injuries.  You are entitled to be compensated for all losses you have suffered that arise directly out of your accident. 

So, for example, if you have been involved in a road traffic accident and have ended up with a broken arm, and had to take time off work, you are entitled to be compensated for any loss of earnings you may have suffered whilst you were away from work.  If you are paid £250.00 a week, but were only able to get statutory sick pay during your time off, then you can make a claim for the difference in earnings.  I have compiled a quick guide as to your potential heads of claim:

Loss of earnings
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Having an accident at work can be a traumatic event – especially when it was not your fault.  You may feel that you are entitled to bring a claim for compensation, but you are reluctant as you do not know what the reactions of the more senior colleagues at work would be. Well, this is why we are here to act on your behalf – and it should be borne in mind that employers should have insurance in place to deal with matters such as these.

Employers should also be appreciative that a matter of health and safety has been brought to their attention, giving them the chance to rectify it and so avoiding further accidents in the future.

Employers do have a duty to protect their employees from risks to their health and safety. Employers should take all reasonable steps to ensure compliance with strict health and safety standards. So, if you have had an accident at work that was not your fault, you may be entitled to compensation.
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