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You’ve probably noticed that you cannot find a lawyer who is prepared to fund your claim on a 100% compensation basis. On top of that, many that you speak to want to charge you for insurance either upfront or at the end of the claim.

Sadly they cannot always tell you exactly how much this can be.

So if you’re in talks with a lawyer for a claim, read our advice below as we could save you from having to pay for any insurance whatsoever.

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In the good old days (well, prior to April 2013) most innocent accident victims could settle their claim for personal injury compensation safe in the knowledge that they would receive all 100% of their payout.

But then the vastly wealthy and hugely influential insurance industry applied more and more pressure on their government friends to shift some of that cost on to the victim. It doesn’t make sense – why should the VICTIM have to pay? But sadly the government went ahead and changed the rules anyway…

So how much can a personal injury lawyer charge you now?

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A lot has changed in the last few years. The way in which personal injury compensation claims are handled is very different, and they way in which legal fees can be recovered has been totally changed.

Because of the April 2013 reforms, solicitors are now taking percentage deductions for many cases – so HOW and WHY are we doing this?

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As well as being able to claim compensation for the pain, suffering, and inconvenience caused, you can claim for losses and expenses too. They are often referred to as Special Damages, and they can include things like lost earnings, treatment costs, care costs, travel expenses, and all sorts.

Being able to recover these losses is all down to evidence though – so how does it affect you if you are self employed?

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Many people injured in an accident through no fault of their own wonder whether it is worth their time and effort in making a claim for personal injury compensation. Some will seek compensation from the opponent directly to avoid what they perceive as the ‘hassle’ of going through the proper process.

So let me try and answer this important question for you by looking at some of the pertinent issues to address when considering whether it is worth starting a case.

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The way in which we value a claim for compensation is by getting a medical report from a suitably qualified medical expert and then using our wealth of experience as personal injury experts, and official guidelines at our disposal, to value the case.

Without this medical evidence, it’s difficult to properly value a claim. So read on for why it’s so important and how we go about getting it.
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To be honest, I cannot speak for all law firms out there; I can only tell you about the way that we operate. But in principle, if you have instructed a lawyer to represent you on a no win, no fee basis, the idea is that you shouldn’t be charged if you lose your compensation claim.

So read on for how we can offer it, how it works, and whether there may be any catches at all.

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A broken nose is a very easy injury to sustain. Any fall to the ground can lead to one, as can road accidents where the force is significant enough to cause a facial impact injury; common on buses where seatbelts are not usually supplied.

Whilst they are not the most serious of injuries to suffer with, they are generally annoying and they do cause a noticeable degree of pain and suffering in general. Some of the more serious cases may lead to permanent disfigurement or problems too.

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An uncovered drain gully or drain hole is an obvious hazard. Whether it’s out and about on the street or in a car park, or other privately owned premises, you may have a claim for personal injury compensation if you end up falling in one, either fully or partially, or if you fall in general as a result of the missing cover.

So who do you sue and how does a claim work in these kinds of scenarios? Read on for more advice…

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For many, an injury to the index finger is worse than injuries to other fingers. It can be the primary finger to use, so an injury to something as small as an index finger can still have such significant consequences.

So what are we looking at for payouts for index finger compensation claims, and what can you include in a case?

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