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Its common for a third party insurer to do anything to settle a whiplash claim as soon as possible. They do not care that you’re injured and how it is affecting your life, they just want to get rid of the claim as quickly as they can and save themselves as much money as possible! So do not be fooled if the third party insurer offers you an inviting sum of money to settle – you may well deserve far, far more!

Third party insurers usually offer a sum around £1,000.00 to settle a claim before any medical evidence has been obtained, which is known as a pre-medical offer. Medical evidence is used to value your whiplash claim as it consists of a report outlining the injuries you sustained in the accident and how long you are likely to suffer for. Without this evidence it is impossible to value your claim – therefore by accepting a pre medical offer you could be settling your claim for far less than it is actually worth!

Accepting a pre-medical offer seems extremely tempting, but there are serious risks.  If you accept a pre medical offer then there is no going back! Once you have accepted to settle your claim you cannot claim for any more compensation if you discover that you are still suffering from your injuries months down the line, or if you incur any more out of pocket expenses. So if your solicitor advises you not to accept a pre medical offer, they are doing this for your own good.
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A lot of people who ask this question have received what is known as a pre-medical offer. This is an offer received in respect of your injuries prior to you obtaining a medical report.  But what does that mean?

In the claims process you will be asked to attend a medical appointment once liability for your claim is admitted, so that a legal medical report can be compiled.  This is arguably the most important part of your claim because it is enables your claim to be properly valued by your expert injury lawyer.  You medical report will diagnose your injuries and provide a prognosis (how long your injuries will last for) and from this your claim can be valued.  Generally, the more severe your injury and the longer it lasts, the more your claim is worth.

So a pre-medical offer is an offer received prior to you getting a medical report.  Is this a good or a bad thing?
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In the UK there are thousands of road traffic accidents occurring on our busy roads, which means there are a lot of claims for whiplash. Whiplash is one of the most common types of injuries associated with road traffic accidents; what many people do not realise is that they can claim for compensation for suffering from a whiplash injury.

The law states that if you have been injured as a result of someone else’s negligent actions you are entitled to claim for compensation and be financially placed back in the position that you would have been in if the accident had not occurred. On the injury side of things, we cannot take away the pain you have endured, but we can settle your case for a financial sum as compensation for the suffering you have endured. And so you should be able to – why should you suffer from the pain and inconvenience of whiplash just because of someone else’s negligent actions?

So how do you go about making a claim for compensation? Well, first of all, you need to find an expert personal injury lawyer who can guarantee you 100% of your compensation and provide a genuine no win no fee agreement. We here at The Injury Lawyers can do just that!
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Whiplash: It is the bane of people’s lives when they have been injured in a road traffic accident. We have all heard about it – but what are the symptoms of whiplash and how do you treat it?

Whiplash is one of the most common types of injuries we come across here at The Injury Lawyers. If you have been involved in a road traffic accident, no matter how minor or major the accident was, you probably will have whiplash. We deal with whiplash claims on a day to day basis so we are expert whiplash claims solicitors.

So you have been involved in an accident but how do you know if you have whiplash? Whiplash is often only associated with neck pain, but don’t be fooled; whiplash injuries can include back and shoulder pain as well, not mentioning the other side effects. Whiplash can include the following symptoms:
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This is one of the most common questions we are asked by our own clients just as much as the accident victims who ring us up for our expert advice and to find out more about our quality representation. As a firm of specialist personal injury lawyers, we are the best guys to ask to answer this question.

Unfortunately, we can’t quite answer it yet…

It all comes down to the nature of your injuries, suffering, and losses. The value of your claim is entirely dependent on the severity of your injuries and how much they have affected your life. For example, a fractured leg is generally worth more than a bruise to the leg. If you are suffering for six weeks as oppose to two weeks, your claim will likely be worth more. If you are a very active person who has been prevented from taking part in sporting activities as a result of your injury, this can be taken in to account in comparison with someone who doesn’t take part in any sporting activities and has generally been impaired by the injury less.
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The Commons Health Select Committee debated the question as to whether the PIP implants are actually classified as ‘unsafe’ remains unanswered. Two reviews are looking in to scientific evidence of any risk the implants pose, as well as assessing the regulation within the cosmetics industry, and also reviewing the reaction and steps that were taken following the notification that the implants were dangerous back in March 2010.

As many of you are fully aware, we have only really been finding out about all of this n the last few months – two years on from the initial notification!

The conclusions from the reports remain unclear. According to the Committee, there is “no evidence of likely long term negative health effects attributable to PIP implants.” However, the advice goes in to say that “the quality of evidence available does not allow definitive conclusions to be drawn.” Further research is therefore a requirement to confirm whether the use of the silicon in these implants poses any health risk to the victims who have them.
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Whiplash injuries can cause people much distress, pain and an inconvenience. Here at The Injury Lawyers we know too well about the terrible effect whiplash can have on our clients. The injury does not only affect your health, but it can also affect any aspect of your life which can sometimes cause great difficulties. If you have suffered or are suffering from whiplash I am sure you know exactly what I am talking about.

Most people do not realise that they can claim compensation for a whiplash injury, they just think that the pain will eventually go away and everything will be ok.

However, most of the time whiplash injuries can last up to 6 months and if you have been injured as a result of someone else’s negligent actions you are entitled by law to claim for compensation.
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If you are a passenger in a motor vehicle which has been involved in a road accident and you have been injured, we have a little good news for you; you are entitled to compensation and your claim has one of the best prospects of success and should not take long at all.

It is very unlikely that as a passenger you were to blame for the accident you were involved in.  You would have had to have been distracting the driver or doing something along those lines to be considered in any way at fault.  If you were in the vehicle whose driver was not at fault for the accident, you are almost certainly going to have a successful claim. 

Likewise, even if you were in the car that caused the accident, you probably won’t have been at fault and again are almost guaranteed a successful claim.
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A lot of people rent properties nowadays – and a lot of people end up with difficulties with landlords. Whilst I am sure there are many decent and upstanding landlords out there, my experience with many of them is that they will try and charge you for anything that goes wrong in the house – even if it’s not your fault!

But one of the really important things is the health and safety behind renting a property. Your landlord has an extremely important duty to ensure that your health and safety is not jeopardised whilst you are living in the property. Regular systems of inspection and maintenance should be carried out by your landlord in order to uphold this.

Anything that is associated with the agreement you have is covered by the laws. If you rent a fully furnished place, then it’s not just the building itself that has to be safe for you to live in – it’s the fixtures that came with the property as well! What is your responsibility and the landlords responsibility should be clearly identified in your tenancy agreement, so you know who is responsible for what.
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You should know from the outset of your claim that without medical evidence and without knowing precisely what losses you have suffered as a result of the accident your were injured in, it is nigh impossible to properly value your claim.  This is because a medical report is the only source of information that an injury lawyer can value you your claim from and because your related losses can have a significant effect on the value of your claim.

A medical report provides a diagnosis of your injuries – in other words, what your injuries are and the extent of these, and also provides a prognosis – an idea of how long a medical expert believes you will suffer from your injuries for.  The general rule is that the more severe your injuries and the longer they last, the more your claim will be worth.

In terms of losses, there are many heads of losses that you can claim.  For instance, if you have had to have time off work because of your injuries then you can make a claim for any monies that you have lost out on.  Likewise, if you have had to pay any travel costs getting to and from a medical appointment or have had to pay for medication, these costs can be claimed from the Defendant. 
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