If you have been in a road traffic accident with an uninsured driver which was not your fault, you can be compensated for any injuries you have picked up.
Usually, it would be a matter of making a claim through the negligent drivers’ insurance company, but in this case the driver didn’t have insurance. Not to worry, because back in 1946 the Motor Insurers’ Bureau was set up to deal with claims for compensation arising from the negligence of uninsured drivers.
In most cases it will be best to go through the Motor Insurers’ Bureau because the Defendant themselves is unlikely to be worth personally suing; in other words, they aren’t likely to have the money to pay your compensation. They didn’t have insurance after all! Each year, from everyone’s insurance premiums, about £15.00 to £30.00 is put in the Motor Insurers’ Bureau’s compensation fund so that the innocent victims of negligence can be compensated. It would be unjust if because someone didn’t bother to get insurance and you were unable to be compensated as a result.
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