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The wonderful World Wide Web is an absolute wealth of useful information. I honestly don’t know how I’d live without it!

There are literally hundreds – if not, thousands – of websites, blogs, news articles, and resources that give you information about making a claim for compensation, and what you should do. So, to help you out, here is a concise guide containing the 5 essential things you need to know about making a claim for compensation. Hopefully this should answer all of your queries!

1. You’ve had an accident, what should you do!?
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With the recent death of the IndyCar race driver Dan Wheldon, the issue is once again raised regarding the risks associated with professional sports.

We are all aware of the associated risks in sports, and IndyCar racing is no exception. The fact that we are aware of the risks is detrimental factor when claiming for personal injury arising from a sporting activity. It can be often quite difficult to make a claim, as there are always inherent risks involved in sporting activities.

When dealing with a personal injury case arising form a road traffic accident or an accident at work, the law requires you to prove a duty to take reasonable care was breached and has subsequently caused an injury. In sporting activities, a high standard of breach of duty is required given the inherent risks involved, and there is requirement to show that the Defendant’s conduct was ‘Reckless disregard’. This term has a arisen from the famous case of Wooldridge and Summer [1963] 2 QB 43, of which the meaning can be elaborated form the words of Lord Justice Sellers
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If you have been injured in an accident that was not your fault, you may be entitled to compensation, which is designed to put you back in the position you would have been in had the accident not have occurred. 

For example, if a faulty piece of work equipment caused you to sustain injury, you could be compensated for that injury or if you have had a trip and fall in the high street because of piece of defective paving you could be compensated for any associated injury.  For most people, compensation claiming is not something they have done before, and therefore it is natural to wonder when people want to know how to go about this.  Here is a quick guide:

The first thing you should think about is instructing a quality injury lawyer on your behalf.  Aim for an injury lawyer who will not charge you for their work, will get you the maximum compensation you deserve in the shortest time possible, and who is an expert in the field of personal injury claims owing to their numerous years of experience in dealing with these sorts of claims.  With the right injury lawyer on your side, you will be well on your way to obtaining the compensation you deserve, and will be in experts hands – better still, in most cases, your injury lawyer will do most of the work for you.
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I’ve said it before, and I’ll say it again; there really are countless rules and regulations that your employers have to abide by in order to uphold health and safety legislation in the workplace. Ultimately, your employers attitude towards safe workplaces and conditions has a significant impact on someone very important in the firm; you!

Your employer must do everything they can reasonably and practically do to ensure that your workplace and working conditions are safe and hazard-free. This comes down to everything – the floors you walk on, the desks you sit at, the warehouses you carry boxes round, the equipment you use, and the equipment provided to you to assist you to stay safe in your job.

The focus of this blog is the workplace itself.
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There are loads of different workplace rules and regulations that your employer is legally bound to follow. There are so many in order to fulfil their purpose of protecting employees in the workplace. It is the responsibility of your employer to take all the necessary actions to ensure these rules and regulations are upheld; this is achieved in several ways, namely the two most common methods:

• Risk Assessments
• Training

Risk Assessments
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Personal injury and how to claim may seem like a daunting prospect to grasp at first; particularly when it’s riddled with crazy legal jargon and terminology. It will come as no surprise when I tell you that accident victims can be easily overwhelmed and disheartened at the idea of claiming. When paired with the substantially traumatising experience of the accident itself, victims are often left feeling angry, alienated, and cheated.

But fear not! Help is at hand, in the shape of our genuine No win, No fee agreement, shouldering the burden and pressures which accompany claiming for compensation, giving you the time and priority needed to focus your attentions on more important issues, such as your speedy recovery.

After information about your claim has been received, our primary action is the creation of a letter of claim which states the critical information surrounding your accident. This is sent to the third party defendant (person or company at fault). From here the third party defendant has a period of three weeks with which to pass this letter of claim to any relevant insurers, insurance brokers, or solicitors who represent them, or confirm they are dealing with it themselves.
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I’m sure we all remember the lessons we were taught in school about crossing the road safely. Stop, look, and listen! Whilst there are several crossing we can use, there are still accident claims that we take on on a daily basis that involve innocent pedestrians being hit by vehicles whilst using a safety crossing, such as a zebra crossing.

The thing is, zebra crossings are perhaps not as safe as a crossing where there are lights to stop traffic moving. There are those lovely big orangey / yellow balls which are usually clear to see; but apparently, drivers still miss them.

So, what can you do if you have been injured from being hit by a vehicle at a zebra crossing?
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At The Injury Lawyers, our experience of people who have been injured through no fault of their own in road traffic accidents is that they want to be compensated as quickly as possible. 

This is not because they are impatient, but because having a damaged or written off car is bad enough, and they are now further suffering as a result of their injuries, and just wish to get better and get back to where they were as soon as possible and forget about what happened.

Just short of two years ago, the compensation claiming process for road traffic accidents could be described as a little arduous.  This is because, even for straightforward accidents it could take nearly 4 months to get an admission of liability, and then several months thereafter to sort out a medical report and settle your claim.  Fortunately, since 30 April 2010, this has all changed: under a new protocol for low value injury claims arising out of road traffic accidents, being compensated has got a whole lot faster.  Here is a quick guide:
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If you have been involved in a road traffic accident which was not your fault then it is highly likely that, if you have been injured, you will be able to make a claim for compensation. 

For instance, if someone has collided into the rear of your vehicle and you have sustained whiplash then you will probably have a claim; or if you were a passenger in a car which was involved in a collision, again you are likely to have a claim.  In most circumstances it would be the Defendant’s, that is the negligent third party’ insurer who would pay you this compensation.  But what happens if the Defendant was not insured? Does that mean you cannot be compensated?

Well there is always the option of suing the Defendant directly, but in all likelihood they won’t be worth suing – in other words, they don’t have any money to recompense you with, and so it would be a waste of time.  There is, though, another option – to make a claim from a compensation fund held by the Motor Insurers’ Bureau (‘MIB’).
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For most of us, claiming for compensation for injuries arising out of an accident which was not your fault is something we are unlikely to do.  This is because, although accidents are frequent, it is unlikely that it will actually be us that is involved in them; right?  That said, it could well be us in that situation one day.  How then, if we decide to make a claim for compensation, do we actually do this?

Fortunately there are a wealth of injury lawyers out there who will happily take you through the process and do almost all the work for you.  However, it is still important to know what happens, so here is a quick guide.

Once you have instructed an injury lawyer who you are sure will not charge you a penny for their work, will provide great service levels, and get you the maximum compensation you deserve, all you have to do is provide them with as much information about your accident as possible. 
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