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At The Injury Lawyers we often come across individuals who have been involved in road traffic accidents.  In the vast majority of cases they are able to provide some details for the negligent third party and we are able to progress their claim for compensation straightaway. 

But, what if you have been involved in a road traffic accident whereby you have been injured through no fault of your own, but the other driver has no insurance?  If the negligent third party had insurance you could claim compensation from them – but this uninsured drier may not be worth suing personally.  Does this mean that you cannot make a claim for compensation?

No.  That would be unjust.  It would be highly inappropriate if it were the case that your having no insurance meant that you did not have to pay someone you have injured any compensation.  Instead, a claim for compensation is pursued through the Motor Insurers’ Bureau, more commonly known simply as the ‘MIB’.  This compensation fund was set up in 1946 to provide compensation for those drivers who had been injured at the hands of an uninsured driver.  So, even where the negligent third party has no insurance, you can still be compensated for your injuries; the only difference is that the money is coming from the MIB and not the negligent driver’s insurers which it typically would.
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If you have been injured through no fault of your own, but through the negligence of a third party, it may be that you wish to be compensated for your injuries and suffering.  In most caes, although you are aware that you could be entitled to compensation, you are not exactly sure as to how you go about getting this compensation payout.  This blog offers a quick guide as to how to go about making a claim for compensation, and the process thereafter.

The first thing you should do is seek medical attention for your injuries.  You have to look out for number one and make sure that you’re properly advised by a GP or qualified expert.  At the end of the day, this will put you back on the road to recovery and ultimately lessen your pain and suffering.  However, once you have seen your medical expert, you should look in to instructing an injury lawyer to pursue your potential claim for compensation.
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“No Win No Fee” personal injury claims are advertised everywhere nowadays; but what does this actually mean?

A “No Win No Fee” is exactly as it sounds; if your solicitor does not win your case for you, you will not be charged for their services. The reason solicitors are able to offer this service is because they would not take on a personal injury claim if they do not think they have a good enough chance of winning it. At The Injury Lawyers we offer this service, meaning you’ll never have to pay us penny.

Receive 100% of the compensation – how does the solicitor get paid?
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Firstly, make sure that you and your passengers are safe and that it is safe to leave the vehicle. However annoyed you might be, don’t lose your temper with the other driver; the reason we have insurance is because accidents happen.

Exchange details with the other driver. Make sure that you obtain the registration, make and model, including a brief description of the type and colour of the car and any obvious damage caused by the accident. Do not rely on the other person to provide the details – check that the registration number is correct. Ask for the name of the driver and who the owner of the car is. Exchange names, addresses, phone numbers and details of insurance companies. It is a legal requirement for a driver to provide this information after an accident.
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If you have been injured in an accident that was not your fault, you may be wondering what you should do and whether you have a claim for compensation for the injuries you are suffering with, and the potential losses you have incurred.

I’m here to hopefully shed a little light for you and remove the veil of confusion that you may be lost behind!

Do You Have a Claim for Compensation?

If you have been injured in an accident, or if you have been injured through some long term activity at your employment, and the injuries were not only caused by the fault of someone else / a company, but they could have prevented it from happening, then you have the first solid ingredients to be able to make a successful claim for compensation.
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Dog bites against humans are rising in the UK. A 2008 NHS report showed that dog bites had increased by 40% in just 4 years to nearly 3,800 cases. There is much talk about certain breeds being more dangerous than others, but that aside there are many things that can trigger a dog attack. 77% of dog bites occur with friends or family pets, and 50% of these occur in the owner’s home. These are remarkable statistics!

One of the more disturbing facts is that dog bites are not uncommon against children. This fits in with the pack mentality that dogs still inhibit. They want to climb the hierarchy within the pack and will often seek dominance over weaker or vulnerable people.
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A common question for us at The Injury Lawyers relates to the process for children bringing claims for compensation.  What can you do if your child has been injured in an accident? How can your child make a claim for compensation? After all, they may be 3 years old and would obviously be unable to make a claim themselves!  If it was you who had been injured, then you would be able to give an injury lawyer a call and get the ball rolling on your potential claim for compensation.  However, if it is your child that has been injured, they can still make a claim for compensation – they just need a litigation friend to represent them.

What is a litigation friend?

A litigation friend is a responsible adult, most likely to be a child’s parent or guardian, but could at the same time be a family friend or care worker, or any other trustworthy adult with the child’s best interests at heart, who will act for and on behalf of the injured child.
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If you have been injured in a road traffic accident which was not your fault, it is probably the last thing on your mind to think about making a claim for compensation.  At The Injury Lawyers, we totally understand this.  In all likelihood your car might need some serious repairs, or could have been written off, and you are not sure how you are going to get around without a car.  Even worse, you will no doubt be shaken up from your accident, and your injuries may be particularly serious, and all you want is to just get better.  That said, you may later want to make a claim for compensation, and, as long as you bring this claim for compensation within three years of the date of your accident, that is not a problem.
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For any drivers out there, you’re probably aware that priority is given to the circulating flow or traffic in the UK, and there are usually signs directing the traffic when approaching the junction to slow down and to give the right of way accordingly.

Roundabouts can reduce collisions compared to other junction types; however, this does not include those involving cyclists.  The most common accidents involving cyclists involve motor vehicles entering the roundabout and colliding with a cyclist who is already on the roundabout.  This is closely followed by the next common accident;  a motor vehicle leaving the roundabout and colliding with the cyclist who is continuing further on the roundabout.  As a result, some cyclists may feel safer walking their cycle round on the pavement or verge.
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Our clients come to us on a daily basis seeking compensation for their whiplash injuries.  Some are even unsure if the pain and suffering they have can be classed as whiplash.  I have therefore prepared a short guide to whiplash claims.

What is whiplash?

Whiplash is a soft tissue injury that is typically sustained when your head and neck area is suddenly jolted.
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