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It is a little known fact that not only can you claim for compensation for your injuries, but that you can also claim for any financial losses you have suffered as a result of the accident. The reason for this is that compensation is meant to put you back in the position you would have been in had the accident not have taken place – therefore recouping your losses is an important part of claiming for compensation.

Your solicitor should advise you from the outset of your claim regarding your potential claims for losses so you are aware to document any ongoing losses, and retain any receipts and other evidence in support of them.

Once your losses are collated, your solicitor will then draft a document known as a Schedule of Loss which lists your losses for the other side to consider. This Schedule of Loss will not contain the compensation claimed for your injuries, as this is dealt with as a separate item; however, when your claim is settled, this may be paid in one global amount – i.e. injury compensation and your losses together.
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If you have been injured in an accident which was not your fault, it is likely that you have a potential claim for compensation for your injuries. It is important to note that it’s not just your injuries you can receive compensation for.

If you have suffered any other form of loss directly resulting from your injuries, your injury lawyer can make a claim for these losses as well. So, what losses am I talking about? By losses, I mean things like a loss of earnings claim, care and assistance you required and had to pay for whilst you were injured, travel costs for when you attended appointments, and medication costs.  Here’s an example…
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When clients first approach The Injury Lawyers, there are many frequently asked questions that are asked. In light of this, I hope to answer many of these FAQ’s in the following blog.

What is a claim for compensation?

A claim for compensation is a claim for a monetary sum from the party at fault, usually through their insurers, to financially compensate you for your suffering and losses they have caused.
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I read today in the Northern Echo that a man from Darlington is seeking £300,000 compensation having been almost killed after he opened the door in a moving taxi back in 2008.  It is reported that Mr James Stokoe sustained a severe brain injury after the taxi door slid shut on his head when the taxi driver braked.  As a result of the accident, Mr Stokoe had been left disabled and unable to return to his work having suffered a fracture skull, and had bleeding on the brain, and is now seeking compensation for both his injuries and losses resulting from the accident.  Mr Stokoe has suggested the taxi driver ‘failed to maintain the rear side passenger door properly, failed to appreciate the door was open and that Mr Stokoe was leaning out’.

If like Mr Stokoe you have been involved in an accident where you have been injured, and you consider that it was not your fault, and therefore believe that you may be entitled to compensation, the best course of action, having received medical attention, is to get in touch with a quality injury lawyer with plenty of experience in dealing with personal injury claims. After all, they are best placed to advise you on any potential claim.  At The Injury Lawyers, our lawyers have many years experience solely in this field of work, and deal with hundreds of personal injury claims every day.  What’s more is that we work on a genuine no win, no fee agreement, which means that our clients never get charged a penny for our services – and when they receive the compensation owed to them, they get to keep 100% of it.  Why not give us a quick call to discuss any potential claim you may have?

A few benefits of instructing The Injury Lawyers:
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Being involved in a road traffic accident that was not your fault is frustrating enough – however, finding out that the negligent driver does not have insurance in place, or who flees the scene without leaving any details, can be a point of added frustration and anger to any victim of a road accident.

However, when claimants such as those described above approach The Injury Lawyers, we can offer some light at the end of the tunnel with providing the information that they still have a valid claim for personal injury. Claims such as these are run through an organisation known as The Motor Insurers Bureau, or MIB. The MIB began in 1949 and are funded by motor insurance companies. This basically means that they are funded through us paying our motor insurance premiums every year. The cost to us has been calculated at approximately £15 – £30 per policy.

If you have an uninsured or untraced claim, and the MIB agree to take on the claim, either they or your own solicitor will arrange for you to be medically examined. This forms the basis for which a valuation of your claim can be made. The MIB will not only look at paying you compensation, but may also reimburse you for any vehicle repairs you have untaken, or pay you for any future repairs which need to be carried out based on a mechanic’s estimate.
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If you are reading this blog, you may be one of those many people out there who has had an accident that was not their fault, and as a result, is suffering from a condition known as whiplash. When deciding whether to begin a claim for compensation, many people may firstly consider whether the possible hassle and stress of making a claim will be worth the possible benefits that they can receive at the end. In answer to this, making claims does not have to be the hassle that you might think, and compensation for whiplash is aimed to reflect the suffering that this debilitating condition can cause.

In order to discuss the subject of this blog and how we reach the average claim payouts, I will firstly discuss how a claim is valued, and then how valuations have changed coming from 2010 and going into 2011.

How is a claim valued…
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There are many reasons why making a claim for compensation can be beneficial:

Compensation for your injuries

I thought I would begin with the most obvious reason why people begin claims for their personal injury. Compensation for your injuries is meant to reflect the severity of the injury, the length of time you have suffered, and the effects the injury has had on all areas of your life. If you have suffered an accident that was due to the negligence of another person or company, it only seems fair that you are compensated for this pain and suffering.
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Whiplash can be an extremely debilitating condition, which can leave the sufferer unable to carry out their life as they normally would do.  This can mean that they may not be able to work, socialise with friends, or carry out their normal daily household tasks.  All this can be due to the fault of someone else – at The Injury Lawyers, we tend to see whiplash more as a result of a road traffic accident than any other accident.

Symptoms

The symptoms of whiplash can be widespread, and differ from person to person. I have listed some of the main symptoms below:
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If you have been involved in an incident which has left you injured through no fault of your own, or where you are only partly to blame, it is likely that you could be entitled to receive compensation for your injuries and any related losses.  If you think that you are due compensation, the best course of action is to seek the expert advice of an injury lawyer who has considerable experience in dealing with personal injury claims.  They will be able to tell you whether you have a potential claim for compensation, and how to progress your claim in the right way.

At The Injury Lawyers, we have our own dedicated claims team who are on hand between 9am and 10pm each day to provide you with free legal advice on your potential claim.  If you give us a ring today, there are no obligations for you to instruct us, and you will be expertly advised.  Should you instruct us, you will be pleased to know that we will not charge you for our work.  Under our genuine no win, no fee agreement, we actually cannot charge our clients, meaning that you get 100% of the compensation you are awarded – guaranteed.

How we progress your claim:
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If you have been injured as a result of an accident that was not your own fault, you may have a strong claim for personal injury. With so many law firms out there, it can be a difficult decision as to who to choose to fight for your claim.

A first point to note is that many firms out there are not actually personal injury law firms. Many simply act as referral agents. These agents can sell your claim on for as much as £800 to a law firm. Logic tells us that if a law firm spends £800 on your claim, they have decreased their margin for profit, and so to balance this reduction out, they may work less on your claim, and provide you with a lower level of service. We firmly believe this is crazy!

So, the first useful point has been made – go to a law firm direct.  Once approaching a law firm directly, there are other factors which you may also need to research before instructing them. Firstly, you may want to know how much experience they have with personal injury claims such as your own – whether it is an accident at work, or a product liability claim, or a road accident, for example.
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