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June 03, 2011

Why Make a Claim for Compensation?

If you are reading this blog you may be sat at home after having suffered an accident that was not your fault and you are deciding whether it is worth the effort and stress of pursuing a claim for personal injury. Well, I am here to give you a few reasons why beginning a claim can be beneficial – possibly listing some perks which you may not have even known were available.

Firstly …it does not have to be stressful

If you choose the right personal injury firm, you could be surprised on how hassle to you is kept to a minimum. There are a few ways in which you can identify a good law firm, and the one most major way is through their policies on client care and service standards. If a law firm has no policies on the service they give, this may tell you a lot about the firm; but, the things that you may want to look out for are policies such as returning client calls and e-mails within 24 hours, and updating clients every 2 weeks on the progress of their claim. This then means that you are kept in the loop with what is going on, and you are not constantly chasing for answers or things to be done.
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June 02, 2011

Accidents on a Night Out

We all love going out for an evening – whether it be dancing in a night club, or going out for a quiet meal. However, I can hazard a guess that you would not anticipate having an accident whilst enjoying your evening, an accident that was not your fault and which leaves you with injuries.

If you have been in the above situation, you may have a claim for compensation.  However, it is the breach of duty of the owner that needs to be proven, together with the fact that this breach of duty has led to your injuries – which is known as causation.

The Duty of the Owner
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June 02, 2011

Whiplash Compensation – How Much?

The value of your whiplash claim is dependent on a number of things. We can give you a rough idea as to how much you could be entitled to claim for; but ultimately, these factors need to be taken in to account:

  • Specialist Injury Lawyer – make sure you have a fully qualified expert injury lawyer on your case, working on a Genuine No Win No Fee basis. This means 100% compensation for you if you win – no deductions, no charges. If the claim loses, you pay nothing – not a penny.
  • The Severity of Your Suffering – the more you suffer, the more it is likely to be worth.
  • The Length of Your Suffering – the longer you suffer, the more it is likely to be worth.
  • The Impact the Suffering has on you – the bigger the impact, the more it can be worth. Things like domestic issues, social implications, and employment implications are taken in to account
  • Your Losses – on top of your whiplash compensation, you can claim for lost earnings, medical expenses, travel expenses, and other financial losses that are a direct result of your accident and injuries.

So – why does the type of lawyer you have make a difference for your claim amount? Well, if you get an independent firm of expert injury lawyers, with years and years of experience in dealing with whiplash claims, you have a far better chance at securing the maximum amount of compensation you are entitled to get.
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June 02, 2011

Accidents at Work – Can I Claim?

If you have had an accident at work through no fault of your own, you are entitled to make a claim for compensation from your employer’s liability insurance policy that they must legally hold.

So long as your employer has in some way failed in the duty of care they have for you, or failed to reasonably and practically ensure your health and safety in the workplace, you should have a successful claim.

You can end up injured at work in a whole host of ways –
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By Author
June 02, 2011

Whiplash Claims Valuations

If you are reading this blog, you may be one of those many unfortunate people each year who suffer from whiplash due to an accident. When clients first approach us at The Injury Lawyers, they will often ask us what we think their claim is worth. In answer to this, we are often able to give a ball park figure around what we think their claim may be worth – but answering this question with any accuracy is very difficult.

The reason why giving this answer is difficult, is that the answer comes at the later stages of your claim when a medical report is gained. This medical report does not only assess your injuries, but also will detail the effects that injury has had on all areas of your life. This is why, before sending you for a medical appointment, we advise our clients to ensure they inform the medical professional of all the effects that the accident and subsequent injuries has had on their life.

This medical report, together with the advice and expertise of a specialist personal injury lawyer fighting your corner, will ensure that you get the maximum amount for your claim. A specialist personal injury lawyer will not only use his / her expertise and experience to value your claim, he/she may also use something known as the Judicial Studies Board Guidelines. These guidelines set whiplash injuries into bands in order to value them – these bands are set out below:
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June 01, 2011

Road Accident Claims

Road traffic accidents are, sadly, an unavoidable fact of life.  I’m sure that most people come across them in some form every day – whether it is by witnessing one, driving past one, or hearing about one in the news.  I am not sure exactly why there are so many road accidents, but I would imagine it is because of the increased amount of traffic on our roads and because of the human element which sees each and every one of us make mistakes.

Did you know that if you have been involved in a road accident that was not entirely your fault, and you have sustained some form of injury, you may be due some compensation? That is, you can make a claim through a quality injury lawyer to obtain compensation through the negligent driver’s insurance.  So – how do I do this?  Well, the best thing to do is to find a quality injury lawyer with years of experience in dealing with road accident claims, as it is this specific type of injury lawyer who is ideally experienced, and is best able to help you bring your claim for compensation successfully.

Will it take long? I am not sure I can do with the hassle?
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By Author
June 01, 2011

Compensation Claiming

After an accident, you may feel that you do not want to deal with the hassle which comes with starting a claim for compensation. However, I am writing this blog to inform you that it does not need to be the hassle that you think – there are many ‘perks’ that come out of claiming for compensation.

Compensation Pay-Outs

If you go with the right firm, you should obtain 100% of your compensation with no deductions, and no charges to pay. The amount of compensation that you receive for your injuries is based on the severity of your suffering, the length of time you have suffered, and the effects the accident has had on all aspects of your life. What many people do not realise is that, not only can they claim compensation for their injuries, but also you can claim for any financial losses you have suffered as a result of the accident. A common example of a type of loss which can be claimed is that of a loss of earnings. Financial losses can make up a large part of a Claimant’s compensation – so it can be an important reason why someone may want to begin a claim.
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May 31, 2011

Whiplash Claims – How Much?

It’s a common question for accident victims to ask when they seek our expert advice and quality representation – how much is my whiplash claim worth?

It’s actually a difficult question to answer correctly – the only way to value your claim for whiplash is with this combination:

  • A medical report from an independent qualified medico-legal expert – normally a General Practitioner or an Orthopaedic Consultant for whiplash injuries.
  • A fully qualified expert personal injury lawyer

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By Author
May 31, 2011

What are reasonable losses?

If you have been involved in an accident that was not your fault, you may be entitled to a claim for compensation.  Together with this, you may be entitled to claim for any financial losses you have suffered as a result of your accident. This is because compensation is meant to put you back in the position you would have been in (as far as reasonably possible) had you not suffered from the accident. This makes good and fair sense – why should you be the one to suffer and be out of pocket due to the negligence of another?

Our team at The Injury Lawyers will fight tooth and nail to get all of your financial losses back for you – there is, however, a duty to which you must adhere to as well – to mitigate your losses. By this, I mean to keep your losses to a minimum where possible. A good example of this is for a loss of earnings claim. A loss of earnings can be claimed if you have been absent from work due to your accident, and have been left unpaid, or receiving a reduced pay, such as Statutory Sick Pay. However, in order to mitigate your losses, once you are able to begin work again, or even begin work on lighter duties, you should start work immediately.

If you fail to mitigate your losses, the other side can refuse to pay you for it. With the example as set out above, they could not refuse to pay for all your loss of earnings, but only for the proportion that you incurred whilst you were unable to work. Hence, it is crucial that you make the effort to keep your losses to a minimum.
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May 27, 2011

Claiming for Compensation

So – how do you make a claim for compensation?

The best thing you can possibly do is to get in touch with a quality injury lawyer who specialises solely in personal injury claims, and who has years and years of experience.  They are best able to help you through your claim for compensation.  After all, they do this everyday for a living.  This professional injury lawyer will also be able to provide you with free legal advice to make sure that you have excellent prospects of success for your claim.

If your injury lawyer genuinely believes that you have a claim for compensation, they ask you for all the detailed circumstances of your accident so that they can produce a letter of claim.  A letter of claim is the first contact you – well, the injury lawyers on your behalf – have with the other side; that is the negligent third party.  This letter will detail the exact nature of your accident, the location of your accident, and details of your injury.  It will then proceed to set out why we believe the Defendant is negligent and is therefore responsible for your injuries and should pay you compensation. 
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