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If you have fallen down a manhole or stepped on a defective utility cover and ended up injured, you may have a claim for compensation.

Personally, I’m rather cautions when it comes to walking over manholes and utility hole covers. It’s nothing superstitious – I just don’t like the idea of walking over a hole in the ground; that, and I have seen a fair few claims involving defective manhole / utility covers which have all ended up with nasty injuries to the victim.

The companies responsible for the manhole covers – whether it be the electricity board, the water board, any other utility company, or the local council – have an important duty to ensure the hole does not pose any hazard to any passersby. Manhole covers must be adequately secured, and the surrounding areas must be free from defects that could affect the cover. The companies responsible must regularly inspect and maintain the area to ensure the cover does not become a hazard.
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People are injured all the time; there are many companies wanting their business.  This makes it difficult for the average person, especially after having gone through what may have been a traumatic accident, to make an educated decision on which law firm to go with.

In view of the above we at The Injury Lawyers compile these blogs to inform and educate accident victims to help to make this choice as stress free as possible and with a good outcome – that outcome being getting the best law firm to deal with your claim.
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Personal injury claims are increasing year upon year.  This may be due to the fact that the no win, no fee system enables victims of accidents to bring their claim with no financial hardship to themselves. It may also be that people are more aware of their rights and what they can claim for.  Whatever the reason we know that many of our clients come to us needing advice on what they can claim back.

In view of the above we at The Injury Lawyers feel that we must inform our blog readers of the different types of losses they can claim back in the event the other side admit fault.

Firstly, the most important loss to many of our clients, is a loss of earnings claim.  If you have had to take time off work due to your accident then you may be able to claim back for any loss of earnings you have incurred.  In order to support this claim we would normally request 13 weeks pay slips from you as evidence of your earnings.  In the event you are self-employed we would normally ask for 3 years of profit and loss accounts and would take an average of these earnings.  Even if you have not taken unpaid leave off work and have taken them as holidays, these may also be claimed back.  Depending on your employer, you may get a buy back arrangement for your holidays then simply claim this money from the other side.
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Road accidents are common enough – luckily, when we’re contained within a large chunk of metal surrounded by advanced crumple points and air bags, most car accident victims can escape with minor injuries at low speeds – unless of course you are a pedestrian or the impact was at high speed on a motorway. But – what about motorcyclists?

It’s no secret that accidents involving motorcycles can end up in absolute tragedy. There is plenty of government advertising instructing drivers to Think Bike!, and look, look, and look again when coming out of junctions, changing lanes, or turning in to side roads. Motorcycles are far harder to spot on the roads, particularly at night. Every driver should be continuously vigilant for motorcyclists at all times. If you spot one, you should keep them in mind all the time.

Unfortunately, it’s been common knowledge for years that you are far more likely to be involved in an accident as a motorcyclist – in fact, previous statistics have accounted for seven times more likely. So the general lessons to be learnt are for drivers to ensure to be far more aware of motorcyclists, and for motorcyclists to take extra care on the roads.
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It seems we are forever in a traffic jam – we sit in traffic going to and from work and even heading to the shop on a Saturday.  This is all symptomatic of people’s lives being busier and generally more people having cars.  Today, despite the heavy cost, many households may have up to three cars sat in the driveway.

In view of the above it is no surprise that road traffic accidents are on the increase.  Many of the victims of these accidents are then left with a whiplash injury.  If you are one of these such victims and the accident was not your fault, then you may have a claim for compensation.

Whiplash can occur from a road traffic collision. It may even occur as a result of a fall from a height.  It is caused when the head is suddenly and violently jolted away from the body.
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We all love supermarket shopping as the prices are cheaper, there are discounts galore, and everything is all under one roof.  We can see how supermarkets are becoming the fast answer to a busier lifestyle with less and less money to spend.

So we may go to the supermarket with all this in mind, but the farthest thing from our mind is that we will have an accident within our supermarket which was not our fault, and end up injured.

Now there are many potential hazards in supermarkets – for example spillages causing slip hazards, items left in the aisle causing trip hazards, or poorly stacked items falling from the shelves on to us.
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Road traffic accidents are unfortunately almost an inevitable part of everyday life. Whether it is a minor collision on our roads causing a little dent in their car, or whether it is far more serious and someone is horrendously injured, road traffic accidents occur all too often. 

If you have been involved in a road traffic accident and you have sustained an injury as a result you may be entitled to claim for road traffic accident compensation. 
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Personal injury claims are on the increase.  This is partly due to the no win, no fee system making it financially easier for claimants to proceed with their claims.  One of the most frequently asked questions at The Injury Lawyers hear is – Can I claim for x or y? If the answer is yes, it can normally follow – Well, I don’t know where the receipt is for that!

In view of the above, and to resolve any confusion, we at The Injury Lawyers feel the need to explain the possible items of loss, which you may not have even considered, that can be claimed from the other side if they admit fault.

The first and probably one of the most important items of loss a claimant may be able to claim back is loss of earnings.  Now, if you have been off work due to your accident, this time off work may be able to be claimed back. To support this claim normally around 13 weeks of pay slips are needed in proof of this loss.  Even if you have not taken time off work unpaid, but taken them as holidays, these, depending on your employer, may be able to be claimed back. The money to buy them back can be claimed as part of your losses.
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Some of you reading this blog may have heard of the term ‘Third Party Capture’.  For those of you who have not, or are unsure what this term means exactly, here is a brief explanation.

Third Party Capture is when the Insurer of the person with whom you have had an accident investigates and tries to settle your claim for compensation directly with you.  That is, the Insurer settles your claim solely with you and does not afford you the opportunity to obtain independent legal advice.  So, for example, the Insurer will provide you with compensation direct.  Right, so what’s the problem with that?  Well, quite simply, the likelihood is that you will end up undercompensated.  You will not receive the full compensation that you deserve.  You have not had legal advice and may therefore not be aware of what your claim for compensation will be worth.  It may be that your claim is worth £10,000 but the Insurer has attempted to settle your claim for £5,000 – because you have not had legal advice, you think £5,000 sounds like a lot of money and agree to settle your claim.  However, the reality is that in effect you have lost out on £5,000.00.

The only positive thing that I can possibly think of that comes from Third Party Capture is that your claim will be settled faster than it would be with legal intervention.  But is this few weeks or few months really worth £5,000 in lost compensation?  I think many would agree that this is not the case.  At The Injury Lawyers we offer free legal advice and take your claim on a genuine no win no fee agreement.  That means that you never pay us for our services; we recover our fees from the other side.  It is therefore a far better idea to get in touch with a quality injury lawyer like us at The Injury Lawyers to fight your corner and ensure that you receive the maximum compensation you deserve.  It’s a free, fast, and reliable way to ensure that you get what you deserve.  Please remember that the other side’s insurers really only have one thing in mind, and that is to make sure they lose the least amount of money possible.
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School complaints can often be a bit of a touchy subject – it’s not nice to think that we would ever have to claim from a public institution serving the generations of tomorrow. But, as I would like to think many of you would agree, health and safety is of even more importance in schools; particularly at infant and primary level.

As specialist personal injury lawyers, we rarely hear of an accident we haven’t already got experience in – so a great deal of our new claims come as no surprise. But when you hear of a child being injured through the schools negligence, it always feels different. I often ask myself: “how has an institution catering for the education of such young people allowed something like this to happen?” Naturally, the parents and guardians of the child claims we take on normally express their frustration and concerns to us quite honestly and openly; it’s a parent’s natural instinct to safeguard their children.

In infant and primary schools, health and safety should be at the forefront of every staff member’s minds. So, if your child has been injured at school, when can you make a claim for compensation?
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