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By this, I’m talking about where an insurer approaches you directly to settle a claim, but you are wise enough to get a lawyer and make a claim the proper way. If you do this, could you end up with less compensation with the lawyer?

It’s never guaranteed whether the pre-medical offer could be beaten, but here are the facts surrounding pre-medical offers based on industry knowledge and our clients own experiences…

Why make a low offer?

Pre-medical offers are offers made by insurers to save themselves money. An insurance company’s duty is to their shareholders – that’s to maximise profits to maintain their shareholders return on investment. To do this, they need to save money; and to save money, they need to pay out as little as possible to accident victims. So don’t let them fool you in to thinking that they are doing this to get you a quick settlement right away.
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Cyclists that are on the road are in a lot of danger simply because they do not have the same protection offered by a car. When a cyclist is involved in an accident the injuries sustained can be life changing and therefore making a claim can seem like the only option. When pursuing a claim we look to claim for general damages for your initial pain and suffering and also something called special damages- these are any losses that you have incurred because of the accident which can also include care and assistance from friends and family.

Roundabouts are often considered one of the most dangerous places because they are designed to keep traffic flowing without the need of traffic lights to give a dedicated and more secure right of way. Sometimes they are a bit of a free for all when drivers ignore the rules of the road! The main thing to remember on roundabouts is that if you are already on the roundabout proceeding correctly and someone pulls onto the roundabout and hits you, it is likely that if an accident occurs they will be at fault as you are already established on the roundabout. New users entering a roundabout have the duty to give precedence to those already on the roundabout.
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At one time or another we have all complained about the poor state of our roads and pavements. This is usually caused by our inclimate weather that washes the surface away or freezes in cracks and expands, breaking the ground around it.

Most of the complaints come from people who have either had damage caused to their car by potholes on the road, or by people who were innocently walking on the pavement (as you should) who have then found themselves on the floor wondering what has happened. It is the latter situation that I shall discuss in this blog.

Broken kerbs can be incredibly dangerous as it can mean that when an accident occurs you can find yourself on a busy road, and possibly in the path of moving vehicles. So who is responsible for keeping the pavements safe?
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Any knee injury can be extremely painful and potentially debilitating. As the main joints that are helping us to remain upright and walk around, walking with pain in the knee or restricted movement can have significant affects on both your work and domestic life.

So here is some advice about making a claim for minor to moderate knee injury compensation – what you should do, how to claim with us, how we can help you out, and roughly what you might be looking at payment-wise.

Medical Attention

Firstly, we are specialist injury lawyers and not medical experts – so any advice about the medical side of things is for general guidance only. You should see your GP or go to a walk in centre or hospital as soon as possible to get the treatment you need. Knee injuries, especially if you are having trouble weight bearing, could be serious. It may be prudent to have an x-ray or be seen by an orthopaedic expert to assess if there is anything that needs urgent attention.
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Accidents in car parks are fairly common. With so many cars and people rushing about, accidents will happen. So if you have had an accident in a car park, can you make a claim for compensation?

If the accident was not your fault, we should be able to help you out with a claim. You should discuss the circumstances with us and we will confirm if we think we can make a successful claim for you. To help you in the meantime, here are some common car park accident circumstances where you should be able to make a claim for compensation.
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Contrary to popular belief, you are not automatically owed compensation if you have an accident in a supermarket. In fact, making a successful claim can be very hard indeed. That’s why we can step in and let you know what precautions you need to take that can increase your chances of making a claim.

The legal duty for the supermarket is to reasonably inspect and maintain their premises. This can be achieved with regular inspection to clear away slip or trip hazards on the ground, for example. Most supermarkets, at least on record, have good systems in place. So here is what you need to do to maximise your chances of making a successful injury claim.
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If you are injured as a result of a pothole or other defect in the high street, you may have a claim for compensation against the council or the local authority responsible for the area. Here are some important steps you should take that can help assess whether you have a potential claim or not.
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If you have had an accident at work, what are the ins and outs of making a claim? Do you have the right to make a claim? Are you worried about what your employers will say if you make a claim? Will you have to pay to make a claim? Here’s some general advice about all three of those very common issues.

Do You have a Claim?

There are loads of workplace regulations. If you have been injured because one of these important regulations has been breached, you may well have a claim for compensation. Your employer has a very important duty of care to look after your health in the workplace. If you are injured through no fault of you own, we may be able to help you make a claim for compensation.

So to find out if you have a claim, you will need to call us on our free claims helpline on 0800 634 75 75.
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Most people nowadays try and do their little bit to be as green as possible. In our office we have a policy of naming and shaming those who leave their monitors on at the end of the working day – it’s something we check each night before we close up. With our continued efforts to be greener, and given the ridiculous price of fuel, many are taking to the streets on bikes as a cheaper and more environmentally friendly mode of transport. And I guess it’s healthier too.

But in the stressful streets of the UK as one of the hardest working countries in Europe, our roads are bursting at the seams with traffic during the rush hours as busy commuters rush to get to work on time. Many drivers don’t keep a proper look out for cyclists as it is – but at 8am in the morning when we’re tired and grumpy, we’re even less alert than we should be and accidents can easily happen.

That’s why we have a pledge to fight as hard as possible to make sure that any innocent cyclist who is hit by a negligent driver receives the compensation they deserve. We often find that injuries can be fairly serious given that you don’t have the protection a car offers when you are riding a bicycle.  That’s why our bespoke way of working is designed to not only compensate you for your injuries, but to get you the best private medical care we possibly can.
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Well, actually its 110% compensation for you! I’ll explain how that works:

April 2013 saw the biggest shake-up to the personal injury claiming world in its entire history. For a long time now we have been able to recover all of our legal fees directly from the other side, meaning you keep all 100% of your payout. Sadly the government in their infinite wisdom decided to change the rules…

The rule changes mean that we are no longer allowed to recover a success fee or ATE (After The Event) insurance premium as part of the fees from the opponent. The success fee is a fee that reflects the risk of the case, as we ultimately take on many claims on a No Win, No Fee and do not get paid as the other side can successfully defend them. The ATE is there to protect you from having to pay your own disbursements if you can’t recover them or your opponents costs.
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