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One of the most compelling things about having your own pet, be it dog, cat, or rabbit, is that they each have their own fascinating personalities and characteristics.

Devout pet lovers will agree that one of the best reasons for getting a pet is witnessing their growth and how they change and develop overtime; and whilst this is an exciting prospect, we cannot help but be weary of the fact that we can never fully understand the minds of our animal companions.

It’s our duty to ensure that at all times we protect both ourselves and others from any potential dangers which our pets may cause!
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If you have been injured in a road traffic accident and you are to obtain compensation, this will in almost every instance be provided by the negligent drivers’ insurance company. 

This is one of the reasons why it is compulsory to have motor insurance; if something does go wrong, it can be sorted out as quickly as possible.  Unfortunately though, there are over 1 million drivers in the UK who drive illegally without insurance.  So – what happens if you are injured in an accident caused by an uninsured driver?  Where would you get your compensation from?

Obviously it won’t be from their insurer – so, does the negligent driver themselves have to compensate you? Well that is a possibility, but it is unlikely because they probably don’t have the money to pay out.  Ok, so does that mean they get away with it, and an injured victim cannot be compensated? Fortunately not!  This is where the Motor Insurers’ Bureau (‘MIB’) can step in.
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At The Injury Lawyers, our name says it all – we are expert injury lawyers.  We can proudly say this because we have successfully dealt with thousands of injury claims over many years and have gained a reputation for getting our clients the maximum compensation they deserve in the shortest possible time. 

Because we are quality injury lawyers, and I stress that we are ourselves actual injury lawyers (not some middle man who will pass your claim around to make a fast buck), we can deal with complex injury claims as well as the more straightforward.  So, although a lot of our work involves dealing with what we class as straightforward road traffic accident claims, we also deal with accidents at work, accidents in public areas, and other injury claims such as those arising from medical negligence.

Recently I read about a seven-year-old boy who had just been awarded over £2million in compensation for brain injuries he sustained at birth due to medical negligence.  BBC news has reports that Ciaran Dill of Luton suffered permanent brain injuries when his birth was delayed in 2004.  As was heard at Court, Ciaran’s birth was delayed for almost an hour, and as such, he was starved of oxygen.  The hospital in question had not been fully focussed on his heart monitor, and Ciaran was left with a devastating and everlasting brain injury which means he will not be able to walk or talk and will require round-the-clock care.
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You’ve had an accident. You think, or you know, that you are entitled to claim for compensation. Perhaps you are just about to start a claim, and you’re interested to know what it could be worth. Perhaps you’re soon to be settling your case, and you are intrigued as to what you could be paid out. Perhaps you have been given a valuation, and you are not happy.

Whatever the case, the answers to your questions are here!
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It sometimes seems that everywhere we go we cannot get away from messages telling us to reduce our carbon footprint.  In the fast evolving world we live in where we can get from A to B relatively easily in comparison to a century ago, it would seem that this has come at a substantial cost to our environment.  This has led some people to ditch their cars and take up cycling instead.  Unfortunately, we at The Injury Lawyers are increasingly hearing of accidents involving cyclists. 

If you have been injured as a cyclist through no fault of your own, a quality injury lawyer like those here at The Injury Lawyers are on hand to help you get the maximum compensation you deserve.

Despite many new cycle paths being created and several campaigns to warn road users about the safety and importance of being aware of cyclists, the roads are a perilous place for Britain’s cyclists.  The main type of accident we hear about involving cyclists are those where a negligent third party vehicle has not seen a cyclist and caused a collision.  That said, other accidents do not necessarily involve negligent drivers, but instead, are caused by the defects in the road surface; for instance a pothole. 
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Personal injury and how to claim may seem like a daunting prospect to grasp at first; particularly when it’s riddled with crazy legal jargon and terminology. It will come as no surprise when I tell you that accident victims can be easily overwhelmed and disheartened at the idea of claiming. When paired with the substantially traumatising experience of the accident itself, victims are often left feeling angry, alienated, and cheated.

But fear not! Help is at hand, in the shape of our genuine No win, No fee agreement, shouldering the burden and pressures which accompany claiming for compensation, giving you the time and priority needed to focus your attentions on more important issues, such as your speedy recovery.

After information about your claim has been received, our primary action is the creation of a letter of claim which states the critical information surrounding your accident. This is sent to the third party defendant (person or company at fault). From here the third party defendant has a period of three weeks with which to pass this letter of claim to any relevant insurers, insurance brokers, or solicitors who represent them, or confirm they are dealing with it themselves.
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Claiming for injuries arising out of road traffic accidents is often straightforward.  This is because in most accidents it is quite clear who at fault.  It follows that if you were not at fault for the accident then you can be compensated for any injuries you may have suffered.

Here is an example: You are driving along and you are approaching a roundabout, you slow down to a halt as there are already cars on the roundabout, when unfortunately a third party driver negligently collides with the rear of your vehicle and you sustain whiplash.  You are not at fault for this accident and have been injured at the hands of another person, and you can therefore make a claim for compensation.  The Defendant’s insurer knows this and this is what you have to look out for.

If you have been in such an accident it may be that the other side’s insurer gets in touch with you, knowing full well that you have a very successful claim for compensation, and try and settle your compensation claim directly with you.  This is by no means illegal but it is important to note that if you agree any compensation with the Defendant’s insurers, in most cases, this will be in full and final settlement of your claim.  So if later you realise you are still injured and feel that you should receive more compensation – tough! Your claim has settled and no more compensation can be obtained.  Likewise, if you accept £400 compensation but are later advised that your claim was actually worth £2,000 you cannot go back and say you under-settled my claim, give me the difference.  The process in which your claim is settled directly with the Defendant’s insurer is known as ‘third party capture’.
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You may have probably stumbled upon this article because you simply want to know how much your claim could be worth.  You may just be curious as you have now instructed your lawyers to deal with your claim, and you are pondering what your payout could be.

Or – you could be trying to gauge how much the insures of the driver at fault in the accident you were in is going to pay you directly.

Well, if you are dealing with the insurers directly – I have some VERY grave news for you.
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There are so many websites out there to browse through when it comes to deciding who you want to represent you for your claim for compensation.

The bad news is that a load of them are NOT actually lawyers; they are just Claims Management Companies and Accident Advice Services that often like to appear as if they’re lawyers to draw you in.
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Some people who are entitled to compensation for injuries that they have sustained in road traffic accidents caused by the negligence of third party drivers choose not to make a claim for compensation because they are of the view that the process is time consuming and ultimately not worth it. 

At the end of the day, it is up to you whether you want to make a claim for compensation – no-one can force you into this – but the reality of claiming for compensation in what are considered as straightforward road traffic accidents, for instance where someone drives into the back of you, is actually equally straightforward and takes little time at all.

At the end of April 2010 a new protocol was introduced which streamlined the claims process for low value road traffic accidents.  Under previous rules it could take up to 4 months for the Defendant to admit or deny liability, and then several months thereafter to settle your claim.  This was far too long; under the new protocol the Defendant has 15 business days after they are made aware of your claim to come back with their decision on liability.  This is a vast, vast improvement from 4 months.  So if people tell you that the claims process is a big hassle, all I can say is that it has improved significantly – and with the right injury lawyer on your side you won’t have to lift a finger.
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