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It’s estimated that there are between 1.5 million and 2 million uninsured drivers on the roads in the UK. What happens if one of these drivers causes or contributes to an accident?

The ‘Motor Insurance Bureau‘ (MIB) exists to prevent the injustice of an injured party being unable to claim compensation if they’re the victim of an uninsured drivers negligence.  The MIB steps in where the driver responsible for the accident has no valid insurance policy to cover the cost of the accident.  The role of the MIB is almost to act as the insurance company for the uninsured driver.

The cost of running the MIB is paid out of a central fund from contributions from all the insurance companies that provide motor vehicle insurance in the UK.
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If you have been injured in an accident that was not your fault, you may be wondering what you should do and whether you have a claim for compensation for the injuries you are suffering with, and the potential losses you have incurred.

I’m here to hopefully shed a little light for you and remove the veil of confusion that you may be lost behind!

Do You Have a Claim for Compensation?

If you have been injured in an accident, or if you have been injured through some long term activity at your employment, and the injuries were not only caused by the fault of someone else / a company, but they could have prevented it from happening, then you have the first solid ingredients to be able to make a successful claim for compensation.
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Dog bites against humans are rising in the UK. A 2008 NHS report showed that dog bites had increased by 40% in just 4 years to nearly 3,800 cases. There is much talk about certain breeds being more dangerous than others, but that aside there are many things that can trigger a dog attack. 77% of dog bites occur with friends or family pets, and 50% of these occur in the owner’s home. These are remarkable statistics!

One of the more disturbing facts is that dog bites are not uncommon against children. This fits in with the pack mentality that dogs still inhibit. They want to climb the hierarchy within the pack and will often seek dominance over weaker or vulnerable people.
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Slips and trips happen to everyone – depending on the circumstances, you may be entitled to compensation. When they occur in the supermarket they can be trickier to claim for – after all, the other side will do everything possible to prevent having to pay out for your compensation. The supermarket needs to demonstrate that it did everything that is reasonably expected to prevent the injury in order to defend a claim. So, to you and me, that means that they have to prove that they took steps to look after customer’s safety – e.g. checking aisles for spillages on a regular basis, or only stacking products safely with proper procedures and training in place for staff.

Most victims of slips or trips claims in supermarkets believe that the store should have done more to prevent it happening. But ultimately, in a court of law, the supermarket is not obliged to go over and above expectations to prevent a slip accident. In terms of the business it would cost them too much to have someone watching all the aisles all of the time. However, they are required to carry out routine checks and use warning signs when a hazard is identified. One example you might see often is the wet floor signs on the premises. In many premises they will also have signs up for staff to fill in after routine checks – these are usually most visible in toilets but they will have the same checklist for the store as well.
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All personal injury claims have two things in common. Firstly, someone has suffered either a physical or mental injury; and secondly, the injury was someone else’s fault.

Under the broad heading of personal injuries, there are many different particular types of personal injury claims.

The most common claims are for injuries caused by road traffic accidents.  The victims of road accidents may suffer injuries ranging from mild whiplash through to severe life threatening injuries, and all too commonly, fatalities. People injured by another road user will claim compensation against the other person’s insurance company, or the Motor Insurance Bureau that can step in to provide compensation to the victims of uninsured or untraced drivers.
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As a team of lawyers who pride ourselves on the service and the care we provide to our clients, we are always keen to see how our clients review our performance once we have settled their claims for compensation.

The point of this article is to let you know a little more about our service, which is why we often get the fantastic reviews that we do. Click here to take a look at what our clients think of our service. You will no doubt find that the vast majority of our clients are highly satisfied with the service we provide, which is reflected in the testimonials they write about our service.
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The Injury Lawyers Accident Helpline is available almost round the clock for free legal advice on a no obligation basis.

We are on hand to provide specialist help for victims who have been injured in an accident and are now looking to make a claim for compensation for their injuries…
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If you’re at the stage of obtaining your medical report then it’s likely that liability has been admitted on your claim and now your solicitor is arranging for you to have a medical examination. This medical examination produces a report which forms a foundation from which your claim can be valued.

This is why at The Injury Lawyers we arrange all our client’s examinations with specialist private consultants and general practitioners.

We also advise our clients prior to their appointment to inform the medical professional of the accident circumstances as fully as possible, their injury symptoms, and the full effects of their injuries on their life.

This ensures that the medical report provides a comprehensive overview of the full extent of your injuries in order to truly value your claim.
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If you have been injured in an accident which was not your fault, it is likely that you have a potential claim for compensation for your injuries. It is important to note that it’s not just your injuries you can receive compensation for.

If you have suffered any other form of loss directly resulting from your injuries, your injury lawyer can make a claim for these losses as well. So, what losses am I talking about? By losses, I mean things like a loss of earnings claim, care and assistance you required and had to pay for whilst you were injured, travel costs for when you attended appointments, and medication costs.  Here’s an example…
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Many clients that approach The Injury Lawyers know that they may be entitled to compensation. This may be due to a heightened exposure for personal injury claiming through advertisements and marketing ploys. This being said, many clients do not know the time scales and processes involved in a >personal injury claim, and many are reluctant to begin a claim without this understanding. This blog, therefore, aims to set out a brief overview of the system.

Many of the clients that have claims at The Injury Lawyers do so under the Pre-action Protocol for Personal Injury. This protocol dictates how many types of personal injury claims should be dealt with. In order to comply with this protocol, a Letter of Claim should be produced by your lawyer – this sets out all the circumstance of your accident, and the negligence involved on the part of the Defendant.
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