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WATCH OUT! Most don’t offer 100% Compensation like we do!

So you’ve had an accident and you think you are owed compensation – who do you make your claim for personal injury compensation with?

Do you go with a big name you’ve seen on the TV with a catchy advert, promising you the best expertise you need? Do you go with the law firm you heard on the radio who say they offer years and years of specialist personal injury experience?

The thing is, you need to be very careful – most companies are not what they seem, and most won’t offer you a 100% agreement!

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Do any of these phrases or notions ring a bell to you?

• Whiplash claims push up premiums
• We have a whiplash epidemic that is costing the consumer with higher insurance premiums
• There is a ‘compensation  culture’ that needs to be stamped out
• If there were less claims, there would be lower premiums

Prepare to be shocked! Read on for an insight in to how it really works!

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OK, so you’ve had a car accident – in most cases, you won’t even have entered your information on any websites before you will be inundated with call after call from solicitors and claims companies wanting you to make your claim with them. If you do enter your details on to a website, be prepared for a barrage of calls!

But how do you find a good personal injury lawyer for your car crash? What is a good lawyer and how can you tell the people you are speaking to are good lawyers?

Follow this simple set of rules and you should be able to find the answers you need!

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Offering you a 100% compensation agreement and offering you a no win, no fee agreement can actually be two very different things. People commonly associate the two together because for years most solicitors for personal injury claims have operated on a no win, no fee basis and the client will keep all 100% of their payout.

On top of that, a no win, no fee agreement is the common term applied for a Conditional Fee Agreement which would in fact take in to account what you pay whether the claim wins or loses.

But now the difference between the two is very important indeed because nowadays most lawyers won’t let you keep 100% of your payout anymore.

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You might think that I’m going to discuss with you about the pitfalls of potentially instructing a lawyer with a 100% compensation agreement that may not be all that it seems – in actual fact, this article is about making sure you come to a firm like us that offer 100% payouts and making sure you don’t fall for the tricks of a 25% compensation solicitor.

A lot of people will speak to us and we’ll explain about how our 100% compensation offer works. We’ll send you out some paperwork and in the meantime you’ll probably speak to other solicitors as well.

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Legal expenses insurance is a form of insurance that is designed to cover legal expenses – rather obviously! It’s common as an added extra on your motor policy and sometimes with home insurance or bank accounts. As it’s significantly more common with motor policies, I’ll stick to that as its most applicable.

If you have an accident that was not your fault, your motor insurers will likely advise you that you have the benefit of Legal Expenses Insurance (LEI for short) and that this allows you to have a solicitor and make a claim nice and easy. It is true, that it is an insurance policy, and your insurers can sue it with a solicitor; but there’s a hidden motive as to why your insurers want you to use it. In fact, you’ll likely find that they will be rather pushy to make you use it.
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Ever seen the film the Invention of Lying, starring Ricky Gervais? It’s a great film; and I think it would be amazing if the concept could actually be true. Imagine a world where no-one can lie? It would be far better and fairer for those of us who live an honest life if all the cheaters and the scammers were unable to do what they do.

But how does this all tie in with a personal injury post?

Personal injury often gets a bad reputation. But to be honest, unless you’ve actually been in an accident and been injured, you probably just think it’s a “joke”.

People getting money for free! For nothing!
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In short- a big difference! And one that can severely affect the service level you receive during your claim but also the final settlement!

“We have been trying to contact you regarding your accident; we now have details of how much you can claim”

The above is the classic example of correspondence from a claims handling company- it is highly unlikely that this is from a reputable solicitor’s firm. There are some major points that I will address in this blog which hopefully will show that a claims management company is NEVER the best way to go- ALWAYS seek your own solicitor to act on the case for you.
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How do you know who the best injury lawyers in the UK really are? Well luckily we can answer this question for you – because we know exactly what it is you should be able to expect from a quality injury lawyer to make sure you get the best service and the maximum amount of compensation possible.

Naturally, as we are The Injury Lawyers, a firm of specialist personal injury only lawyers with years of compensation claiming experience behind us, we do all we can to make sure that what we do is better than the rest. And to be honest, we can prove that it is (in our opinion).

It’s easy to start by simply understanding what it is a person needs when they are making a CLAIM for compensation.
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There are so many websites out there to browse through when it comes to deciding who you want to represent you for your claim for compensation.

The bad news is that a load of them are NOT actually lawyers; they are just Claims Management Companies and Accident Advice Services that often like to appear as if they’re lawyers to draw you in.
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