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November 05, 2012

What procedure would you follow when dealing with an accident?

Being involved in an accident can be a stressful and confusing time and therefore many people often are left at a loss as to what to do next in relation to making a claim for compensation. This should not be the case as the Civil Procedure Rules (the legal rules that govern civil claims) are in place to ensure making a claim is as simple as possible.
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November 05, 2012

Hazardous Substances

Working with hazardous substances can, as the name suggests, be hazardous. Extra caution should be taken and appropriate Personal Protective Equipment (known for short as PPE) should be provided. PPE could be in the form of gloves, overalls, goggles, masks or whatever other equipment is necessary to make the job as safe as possible and to protect workers from harm.

Governing this area of law is the Control of Substances Hazardous to Health Regulations 2002 (COSHH).  Substances hazardous to health can include chemicals, products containing chemicals, fumes, dust, vapours, gases, germs etc. These substances are covered by COSHH but things like asbestos and radioactive substances are covered by alternative Regulations. COSHH is covered extensively by the Health and Safety Executive on their website.

Some substances have exposure limits. This obviously means that exposure to that substance whether it is through breathing in fumes or by skin contact etc is limited. With some tasks a permit to work may be required to carry out a certain task which involves some contact or potential exposure to hazardous substances. A permit to work would be based on a risk assessment to ensure that all potential risks and precautions are taken.
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By Editor
November 02, 2012

Oil Workers Compensation

Our society relies quite heavily on oil production, but it can be a dangerous industry for employees. There are a great number of day to day risks for oil workers whether it be cleaning up oil spills or working around refinement machinery. It is not actually oil itself that is the main danger it is more the environment in which oil workers work in, such as an offshore oil rig.

The machinery used to try and refine the oil can be dangerous. An oil rig is a dangerous place to be. Cleaning up oil spills can be dangerous as people could be exposed to toxins in the air and many of the dispersants used to clean up oil can be dangerous to humans. When used correctly dispersants can be an effect method of response to an oil spill. Dispersants are capable of removing large amounts of certain oil types from the sea, but that is a science in itself for which the details are quite technical.

Dispersants pose a risk to the health of humans as well as to the life of animals including fish, birds etc. One of the dispersants used at the BP oil spill was Corexit 9527A which contains the toxin 2 Butoxyethanol which can cause injury to red blood cells, kidney or the liver with repeated or excessive exposure. Past exposure to Corexit 9527A has led to health problems including blood in the urine and kidney/liver disorders. Unsurprisingly this has led to compensation claims.
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By Editor
October 31, 2012

Commercial Kitchen Claims

If you work in a commercial kitchen environment then you may be well aware of the dangers. There are dangers in the kitchen at home but in a commercial environment the risks are likely to be greater.

First of all, the risks in a commercial kitchen are likely to be greater due to the equipment and the scale or size of it. Knives for example are likely to be bigger and sharper in a commercial environment; ovens are likely to be bigger and hotter, there are likely to be numerous people in the kitchen meaning that people may bang into each other. At busy times people are likely to be rushing and this is another factor. These are just some of the reasons why a commercial kitchen may be more dangerous than a residential kitchen.

Knives are one of the most obvious dangers that could cause injury. However heat is another danger from ovens, deep fat fryers, boiling water etc. Burn injuries are common in the kitchen as are cuts and slices of the skin. Kitchen equipment can cause severe injuries. Only recently I was working on a case where the Claimant was burnt from boiling water from a large industrial kettle. Everything in a commercial kitchen is bigger and more powerful and the risk of serious injury is increased.
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By Editor
October 31, 2012

Part Time Work Accidents

Maybe you have taken on some part-time hours to help out with the bills or maybe you are a student with a part-time job to help you fund your studies – whatever your circumstances it is a sad fact that you may suffer an injury at work while at your part-time employment. What you need to know is if this does happen to you what can you do about it?

The truth is that the answer is fairly simple: you can still claim against a part-time employer. Just because your hours are part-time it doesn’t mean that you only have part of the rights to claim of a full-time employee!

Employers are required by law to have insurance policies in place to cover all of their employees regardless of employment status; these policies are known as Employers’ Liability Insurance which is required under The Employers’ Liability (Compulsory Insurance) Act 1969.
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By Editor
October 25, 2012

Knee Ligament Injury at Work – How Much Compensation Can You Claim?

Well there are two notable things to point out here; firstly, as it’s an injury at work, if it was caused through no fault of your own then it is likely you have a good chance of succeeding with a claim. The reason for this is that there are numerous health and safety rules and regulations that employers must abide by, and if we can prove that they have breached at least one of them, making a successful claim is a possibility.

The other thing to point out is that it’s nigh impossible to value a claim for personal injury accurately without proper medical evidence and a fully qualified personal injury lawyer, like us, to value the claim. Other than that, the other thing to note on the topic of the injury and its potentially worth is that ligament injuries to the knee is a very broad term.

Basically, the more you suffer and the longer you suffer the more compensation we get for you. If you are suffering for 9 months, you will likely receive more compensation than if you were suffering for just one month. If you have ruptured multiple ligaments in your knee, requiring you to have reconstructive surgery, months on crutches non weight baring, and a heavy stint of physiotherapy, you will likely get more compensation than if you have just strained ligaments in the knee that required you to hobble, albeit painfully, for a few weeks with the hope of a full recovery in a couple of months.
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By Author
October 25, 2012

Claiming Compensation Against an Employer

Accidents at work can be extremely serious- especially if you work with dangerous equipment. Injuries can be extremely debilitating and can even affect future employment opportunities. Although many people know they are entitled to compensation and may be in desperate need of it to cover loss of earnings, medical expenses and other such losses, many are hesitant to claim against their employer.

However, employers know that, unfortunately, accidents are a part of life and although all steps can be taken to avoid them, it is sometimes unrealistic to think that one is never going to happen. For this reason, employers are obliged to have Employer’s Liability Insurance under The Employers’ Liability (Compulsory Insurance) Act 1969 and they can be fined if they are not found to have a valid policy in place – (this is different to Public Liability Insurance which is sometimes optional).

This ensures that, if an employee is injured in the workplace, the employer will be able to meet the claim for compensation should they be eligible to make one. Usually, this means that the claim is between us and their insurance – for example the majority of the time the employer will receive the letter of claim (this is the first letter that is sent from us detailing the claim) and pass it straight across to the insurance and then it is them that we will correspond with- not your actual employer.
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By Author
October 23, 2012

Claim for Compensation Get it Started Today!

Had an accident and suffered an injury through no fault of your own? Here’s a quick step by step guide as to what you need to do to make sure you have the best chance at making a successful claim for compensation.

Do you have a claim?

If you have been injured through no fault of your own, you might have a claim for compensation if there is someone else, or some company, responsible for what has happened to you. Give us a call on our free claims helpline on 0800 634 75 75 and we can usually assess your claim in minutes of the call starting.
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By Author
October 23, 2012

Carpal Tunnel Syndrome

Carpal Tunnel Syndrome (CTS) is caused by compression of the median nerve which goes through the carpal tunnel in the wrist. Sufferers are likely to experience tingling, numbness and pain in their hands.

Other less specific symptoms can include loss of grip strength which is more characteristic of arthritis. The National Centre for Biotechnology Information say that the most common cause of CTS is typing, but there are other causes. It is strongly believed that genetics are a factor.

People who suffer from CTS may note that the tingling and numbness in their hands often occurs at night. Sleeping positions such as sleeping on your side may be an associated factor. Some sufferers note that the pain caused disturbed sleep.
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By Editor
October 22, 2012

Industrial Deafness Claims Process

Industrial deafness is a form of industrial disease. If you are suffering from industrial deafness then you may be entitled to make a claim for compensation.

Noise in the workplace is a significant hazard. Historically employers were not aware of the dangers of noise exposure. This led to a cut off date in terms of bringing a claim for industrial deafness. The Courts have ruled that you cannot bring a claim for compensation for industrial deafness where the exposure to noise occurred solely before 1963. Where exposure occurred partly before 1963 and partly after 1963 then may be entitled to bring a claim, however any damages would have to be apportioned accordingly.

To give an example of this consider that Joe Bloggs was exposed to noise between 1960 and 1966. The first period (i.e. between 1960 and 1963) would be classed as non negligent exposure and therefore Joe Bloggs will probably not be able to recover compensation for exposure to noise during this period.
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By Editor
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