Drivers owe a duty of care to their passengers just as much as they do to other users of the highway – whether this be to other drivers or pedestrians. One of the main things to know is that, as a passenger in a collision, you probably have a guaranteed claim for personal injury compensation.
As a passenger, unless you did something reckless and crazy like distract the driver or pull on the handbrake, the collision was likely out of your control. As such, you’re innocent. Either the driver of the vehicle you are in or another road user was responsible for what has happened, so you can claim of either party depending on who is at fault.
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