If you have been involved in a road traffic accident that was not your fault, but you were not wearing a seatbelt, can you still make a claim for compensation? Put simply, the answer is yes – you can still make a claim for compensation providing the accident was not your fault. This applies whether you were a driver or a passenger.
The likelihood is that the Defendant will argue contributory negligence applies. However contributory negligence is not a complete defence to a claim. It is a partial defence which, if found, would reduce the amount of compensation that you receive. Contributory negligence is basically the Defendant alleging that you were partly to blame for causing or contributing to the accident or to your injuries (or to the severity of your injuries). In this case it means that your injuries may be more severe as a result of your negligence in failing to wear a seat belt, which is breaking the law.
Contributory negligence would be argued in terms of a percentage. The Defendant may argue that you are 20% responsible. What would this mean in terms of any compensation awarded? For example purposes let’s say that your claim is valued, on a full liability basis, at £2,000. If contributory negligence was agreed at 20%, you would not receive 100% of your compensation; you would receive the remaining 80% (20% deducted). So in the example given you would receive £1,600 (£2,000 minus 20% for contributory negligence). Where contributory negligence is agreed or found by a Court of law, your compensation would be deducted accordingly.
Read More