The weather in the first week of October was actually better than the summer season in its entirety in my opinion; but unfortunately, the British summertime ends officially at the end of this month.

The nights are rapidly drawing in and there is a chill in the air.  To make matters worse, the rumours that we will experience arctic weather conditions and snow falls before the month is out have already started.

For those of us who use our vehicles regularly, we should already be prepared for the inconvenience of the bad weather; but if you are a new driver you may want to start thinking about how you will cope with this.
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For most of us, claiming for compensation for injuries arising out of an accident which was not your fault is something we are unlikely to do.  This is because, although accidents are frequent, it is unlikely that it will actually be us that is involved in them; right?  That said, it could well be us in that situation one day.  How then, if we decide to make a claim for compensation, do we actually do this?

Fortunately there are a wealth of injury lawyers out there who will happily take you through the process and do almost all the work for you.  However, it is still important to know what happens, so here is a quick guide.

Once you have instructed an injury lawyer who you are sure will not charge you a penny for their work, will provide great service levels, and get you the maximum compensation you deserve, all you have to do is provide them with as much information about your accident as possible. 
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Personally, I never know whether to be a little saddened by the disappearing warmth and the fading of the lighter hours, or looking forward to the “C” word that we will be able to think about in the coming weeks! Although I think I answered this question last night when I was battered by those wet and cold blustery winds that attacked me as I escaped the outdoors last night…

One thing you should all be doing is taking the opportunity to prepare yourself and your vehicle for winter. I grabbed my thick patchwork camping blanket from my rucksack last night in preparation to wash it to be used as an emergency blanket in case we see a repeat of the arctic conditions we endured last year. I suggest you all do the same.

So, what should you do? Here’s my advice, based on what I’ve started doing:
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With the winter months almost upon us, we can still see the damage that last winter did to our roads and pavements.  On our daily journeys to and from home, it sometimes feels as if we are driving on an obstacle course, weaving around the holes in the ground, trying to avoid damage to our vehicles.

There is not just the issue of what damage a poorly maintained road can do to our vehicles, but there is also the issue of public safety.  A pothole can be a tripping hazard to pedestrians.  Motorbikes, mopeds and bicycles are extremely vulnerable to these defects of the road.  Any incidents involving these types of highway users could be catastrophic.

It is the duty of the Councils to keep our highways as safe as possible by carrying out regular inspections and maintenance checks. So – when are the counsels going to fix the holes properly and not just lay a bit of tar to cover the hole to get us through the next couple of months?
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As I am sure you are no doubt aware, your back is one of the most important areas of your body. It’s responsible for carrying the weight of the rest of you! As a result, it’s important to look after it – but it can’t be helped when you end up with a back injury as a result of someone else’s negligence.

That’s where we step in…

You are eligible to make a claim for compensation if you have ended up with a back injury that was caused through no fault of your own. Here’s a quick guide using the three step approach we have to claiming here at The Injury Lawyers to fill you in on your claim for back injury compensation:
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As specialist injury lawyers, dealing only in claims for compensation for personal injury accidents, we really believe we have seen it all. There is no accident claim that we will not have a look in to for you to see if we can help out.

One such specific type of accident is those involving forklift and pallet trucks. Normally, these are accidents at work; however, they can be from visitors to warehouses or perhaps at a large cash and carry type store.

But the main question on people’s lips is – do you have a claim for compensation?
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One of the questions that sometimes crops up here at The Injury Lawyers relates to claims against uninsured drivers.  The usual course of action in a road traffic accident is to pursue the insurer of the negligent third party driver who has caused your injuries. 

In most cases the other driver will have insurance and it really is a simple process of submitting a claim form online and receiving their admission of liability within a couple of weeks.  But what happens if the other driver is not insured?  Well you could pursue the other driver themselves personally, but in the vast majority of cases they will not be worth suing (in other words, they do not have enough money to recompense you).  Instead, what you can do is make a claim through the Motor Insurers’ Bureau (‘MIB’).

In 1946 the MIB was set up to provide compensation for those who have been injured by the negligence of an uninsured third party driver.  Instead of saying that they cannot be compensated because the other driver broke the law and drove with insurance, the MIB can dip into their compensation fund and pay out for your vehicle damages and injuries.  The reason they can do this is because each year every motorist contributes roughly £30 through their insurance premium to set up this fund.  Although you may not like the sound of that, at the end of the day, one day it could be you that requires this fund.  In fact, each year over 50,000 people are compensated by the MIB.
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At The Injury Lawyers we deal solely with personal injury cases.  Every day we deal with claims for injuries sustained at work, whilst out and about on our streets, stemming from faulty products, and so on.  But it is road traffic accident claims that account for much of our work.

Unfortunately, it is somewhat of a fact of life that numerous road traffic accidents occur each day – as a result people suffer a whole host of injuries.  In most cases it will be human error that has caused the accident.  Where the accident was not your fault, but the fault of a negligent third party, and where you have been injured as a result, you will more than likely be able to make a claim for compensation.  Doing this is actually very easy and does not take long at all.  Here is a quick guide as to how you can claim compensation.

Firstly you should seek to instruct an experienced and quality injury lawyer who will not charge you whatsoever for their work.  They will then take you through the road traffic accident claiming process right from the start, and get your claim moving forward from day 1 onwards.
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Claiming for compensation for injuries that were sustained in accidents which did not involve motor vehicles is different, but still nevertheless straightforward.  Here is a quick guide:

The first step is to produce what is known as a ‘Letter of Claim.’  It outlines who you are, your accident, the injuries you have sustained in this accident, and why it should be considered that the Defendant was negligent and should provide you with compensation.  This is a simple document which, so long as we have as much detail as possible, can be submitted to the Defendant straight away. 

The Defendant then has a period of 21 days in which to acknowledge the Letter of Claim.  In most cases they will write back to your legal representative to inform them that they have noted your wish to pursue a claim and that they will now investigate your claim or will pass the claim to their insurers / claims handlers / solicitors (a typical practice) who will investigate on their behalf.  Once the Defendant has acknowledged the Letter of Claim they have 3 months to come back with their position on liability; i.e. whether they will admit or deny liability.
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One of the most common sorts of accidents that involve motorcycles and / or bicycles arise from drivers pulling out of side roads without checking that the road they are turning in to is fully clear!

It’s normally quite easy for a car to spot another car or similar larger vehicle on the road; motorcycles and bicycles are harder to spot, despite the best efforts of the riders to make themselves visible with illuminated clothing and well lit vehicles.

We will not broach the reasons as to why this happens, as I think it’s pretty simple to work it out: some drivers simply do not pay enough attention and do not keep a special lookout for motorcycle and bicycle riders. Unfortunately, the end result is a collision and a potentially seriously injured rider.
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