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June 17, 2011

Uninsured or Untraced Road Traffic Accident Claims

Being involved in a road traffic accident that was not your fault is frustrating enough – however, finding out that the negligent driver does not have insurance in place, or who flees the scene without leaving any details, can be a point of added frustration and anger to any victim of a road accident.

However, when claimants such as those described above approach The Injury Lawyers, we can offer some light at the end of the tunnel with providing the information that they still have a valid claim for personal injury. Claims such as these are run through an organisation known as The Motor Insurers Bureau, or MIB. The MIB began in 1949 and are funded by motor insurance companies. This basically means that they are funded through us paying our motor insurance premiums every year. The cost to us has been calculated at approximately £15 – £30 per policy.

If you have an uninsured or untraced claim, and the MIB agree to take on the claim, either they or your own solicitor will arrange for you to be medically examined. This forms the basis for which a valuation of your claim can be made. The MIB will not only look at paying you compensation, but may also reimburse you for any vehicle repairs you have untaken, or pay you for any future repairs which need to be carried out based on a mechanic’s estimate.
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June 17, 2011

Whiplash Claims Average Payout 2010 – 2011

If you are reading this blog, you may be one of those many people out there who has had an accident that was not their fault, and as a result, is suffering from a condition known as whiplash. When deciding whether to begin a claim for compensation, many people may firstly consider whether the possible hassle and stress of making a claim will be worth the possible benefits that they can receive at the end. In answer to this, making claims does not have to be the hassle that you might think, and compensation for whiplash is aimed to reflect the suffering that this debilitating condition can cause.

In order to discuss the subject of this blog and how we reach the average claim payouts, I will firstly discuss how a claim is valued, and then how valuations have changed coming from 2010 and going into 2011.

How is a claim valued…
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June 17, 2011

Genuine No Win, No Fee Agreement

At The Injury Lawyers, we work on a genuine no win, no fee agreement.  This means that we never charge our clients a penny for our work, and that they get to keep 100% of their compensation.  If your claim is successful, you will receive compensation. 

Some other solicitor firms may want to take a percentage of your compensation to pay for their costs of undertaking your claim.  At The Injury Lawyers, we do not charge our clients whatsoever.  If you are owed £10,000 in compensation, you will receive the full £10,000.  What’s more, in the unlikely event that you lose your claim, we still do not charge you for our work.  That is why if you instruct us to deal with your claim, you enter into a genuine no win, no fee agreement with us – as you are never charged for our work.

There are a few reasons as to why we never charge our clients.  Firstly, and importantly, we believe that is unpalatable.  If we were to take some of your compensation, that would be the same as allowing your claim to be under-settled.  At The Injury Lawyers, we vow to get you the maximum compensation that you deserve.  If we are to take even 1% of your compensation, or even 1 penny, that would leave you undercompensated.  We do not believe in that approach, and so we specifically write into our agreement with you that we can not seek to recover our costs from you if we fail to recover them from the other side.  This is different from most other personal injury lawyers, who in their agreement may state that they may only seek to recover their costs from you.  This is not to say that they will charge you for their work, but if they chose to, they could, as they only have to seek, i.e. try, to get their costs back from the other side.  The Injury Lawyers rule that out
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June 16, 2011

Why Claim for Compensation?

There are many reasons why making a claim for compensation can be beneficial:

Compensation for your injuries

I thought I would begin with the most obvious reason why people begin claims for their personal injury. Compensation for your injuries is meant to reflect the severity of the injury, the length of time you have suffered, and the effects the injury has had on all areas of your life. If you have suffered an accident that was due to the negligence of another person or company, it only seems fair that you are compensated for this pain and suffering.
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June 16, 2011

Whiplash Injury Compensation

Whiplash can be an extremely debilitating condition, which can leave the sufferer unable to carry out their life as they normally would do.  This can mean that they may not be able to work, socialise with friends, or carry out their normal daily household tasks.  All this can be due to the fault of someone else – at The Injury Lawyers, we tend to see whiplash more as a result of a road traffic accident than any other accident.

Symptoms

The symptoms of whiplash can be widespread, and differ from person to person. I have listed some of the main symptoms below:
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June 16, 2011

Which Law Firm Should You Instruct?

With all the law firms out there competing for your business, it is no wonder that clients get confused about which firm to take on their claim! Hence why I write this blog today – to hopefully point out a few of the items which you can look for in a firm to help with your search:

100% of your compensation

Before instructing a firm, you should check through the no win, no fee agreement thoroughly. You should be checking to ensure you will always receive 100% of your compensation, with no deductions or hidden charges whatsoever. Compensation is meant to put you in the position you would have been in had you not suffered the accident – any reduction to this money would be unfair and unjust.
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June 16, 2011

Claiming for your Losses

Many people think of compensation solely in regard of their injuries. Compensation, however, is meant to place you in the position you would have been in had you not have suffered from the accident; so, if you are out of pocket due to the injury, this is simply not right or fair. In light of this, claimants for personal injury are also allowed to make a claim for their financial losses.

Financial losses are something that your solicitor should advise you about from the outset of your claim. Should liability be admitted on your claim, these losses will be collated and drafted into a Schedule of Loss to disclose to the other side in order to invite offers for settlement. Any claim for a loss made should be supported by evidence, such as receipts and invoices, and it should be noted that it is not always guaranteed that you will recover all of which you attempt to claim.

I have listed some of the more common types of loss claimed below:
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June 16, 2011

Compensation Claims

If you have been involved in an incident which has left you injured through no fault of your own, or where you are only partly to blame, it is likely that you could be entitled to receive compensation for your injuries and any related losses.  If you think that you are due compensation, the best course of action is to seek the expert advice of an injury lawyer who has considerable experience in dealing with personal injury claims.  They will be able to tell you whether you have a potential claim for compensation, and how to progress your claim in the right way.

At The Injury Lawyers, we have our own dedicated claims team who are on hand between 9am and 10pm each day to provide you with free legal advice on your potential claim.  If you give us a ring today, there are no obligations for you to instruct us, and you will be expertly advised.  Should you instruct us, you will be pleased to know that we will not charge you for our work.  Under our genuine no win, no fee agreement, we actually cannot charge our clients, meaning that you get 100% of the compensation you are awarded – guaranteed.

How we progress your claim:
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June 15, 2011

Road Accident Claims – Roundabouts

Road Traffic accidents can happen for all sorts of reasons, and in all sorts of places. However, it seems that accident hotspots are in those areas where a high volume of traffic is coming to a meeting point. One of these such areas are roundabouts, and I have listed some of the reasons why roundabouts are a cause of many accidents below:

  • Drivers negligently not giving way to vehicles entering the roundabout to the right, as per road regulations, and causing a collision.
  • Drivers negligently not taking heed of traffic stopping in front of them, and causing a rear end collision with another car in traffic.
  • Drivers negligently pulling out onto a roundabout across the path of a car already on it, and thus causing a collision.
  • Negligent drivers being in the incorrect lane to take an exit, and suddenly cutting across lanes, causing a collision with another vehicle and/or panic with other drivers moving out of the way, and causing a collision.

If you have been involved in an accident you were not at fault, you may have a claim for compensation. After an accident, you should exchange details with the party at fault so a claim can be brought against them. If the other party is uncooperative, take a note of their registration number and a law firm can complete an insurance search to find out their insurers details. You should also check if there were any witnesses to your accident as their evidence could prove to be valuable later on down the line in your claim. Medical assistance should also be sought as soon as possible, as this not only allows for you injuries to be assisted with, but also allows for the medic to place a note in your medical records.
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June 15, 2011

Accidents at Work

If you suffer an accident at work, and it was through no fault of your own, you may have a successful claim for compensation.  At The Injury Lawyers, we realise that claiming against your employers can be a difficult task to achieve; that is why law firms such as us are here to act on your behalf. Plus, employers should have liability insurance in place to deal with these types of situations, and should not treat you any differently due to the fact you have begun a claim against them.

There are many reasons why you may have an accident at work and a valid claim against your employer – some of these have I gone on to list below:

Slips and Trips
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