Car insurance premiums still going up despite the cost of claims falling?
There has been some mixed press about the effect that the personal injury reforms last year have had on the insurance industry. The legal reforms last year have resulted in accident victims now having to lose some of their compensation whilst the insurers pay a fraction of the fees that they used to pay.
So why are premiums still rising? Wasn’t all this reform designed to cut the cost to the motorist?
100% compensation for road traffic accidents?
The law changes last year mean that most law firms now take the full 25% from your payout, charge you (sometimes upfront) for insurance that costs hundreds of pounds, and there may be additional charges and deductions if you go through a claims management company or accident advice service instead.
So is there such a thing as 100% compensation for a road accidents nowadays?
Slipped on price tags – advice from The Injury Lawyers
Price tags on the floor can be a dangerous hazard. Their small size does not mean they will not cause a slip – in fact, they can be very slippery and very hard to spot due to their small size.
So if you slip in a shop or other premises on a price tag or a pile of tags on the floor and you end up injured as a result, can you make a claim for a slipping injury for compensation?
Chat to a lawyer online for free
We are a specialist firm of personal injury lawyers, and we’re here to help you with any advice you need about making a new claim for compensation. If you’re curious to know whether you might have a claim at all and need some legal advice then you can chat to us for free using our online live chat facility.
You should have already noticed the little pop up box in the bottom right corner of your screen… If you click on it you can engage with us instantly for some free legal advice. But in case you’re a little shy about starting a chat with us and you want to know more about us and what we do then please read on…
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Manual Handling Accidents Advice
When we hear ‘manual handling’ we often think of big, muscle-bound men loading vans as a bit of a stereotype. But in reality, manual handling can include any form of pulling, pushing, lifting and lowering objects in many workplace – so the chances are, whether or not you’ve noticed, you do it. You do not have to be working in a factory or a warehouse to lift and carry things on a daily basis.
In fact, manual handling related injuries contribute to 38% of injuries (HSE.gov.uk) which suggests that it happens frequently; therefore we can’t go wrong in knowing a bit about it.
Will the Defendant deny liability for my claim?
Many people are naturally concerned that they will make a claim and the opponent, normally through their solicitors or insurers, will attempt to defend the case.
Winning a claim normally means the insurers pay for your injuries and losses as well as contributing toward our legal fees. This can leave them with a bill of thousands of pounds – so naturally they’re going to want to defend a claim where they feel they can.
Do I need to see a medical expert for a personal injury compensation claim?
The way in which we value a claim for compensation is by getting a medical report from a suitably qualified medical expert and then using our wealth of experience as personal injury experts, and official guidelines at our disposal, to value the case.
Without this medical evidence, it’s difficult to properly value a claim. So read on for why it’s so important and how we go about getting it.
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Will I be charged if I lose my compensation claim?
To be honest, I cannot speak for all law firms out there; I can only tell you about the way that we operate. But in principle, if you have instructed a lawyer to represent you on a no win, no fee basis, the idea is that you shouldn’t be charged if you lose your compensation claim.
So read on for how we can offer it, how it works, and whether there may be any catches at all.
Solicitors Hidden Costs – What to know when starting your claim!
The bigger the cost, the more people are generally put off when looking to start a claim. There was a time when things were far more simple – most lawyers could offer a sound no win, no fee agreement and allow you to keep all 100% of your payout if the claim wins.
Then the government came along, having caved to pressure from the vastly wealthy insurance industry, to ‘shake up the system’ leaving victims more worse off than ever. Read on for VITAL ADVICE!
Broken Nose Compensation Claims Advice
A broken nose is a very easy injury to sustain. Any fall to the ground can lead to one, as can road accidents where the force is significant enough to cause a facial impact injury; common on buses where seatbelts are not usually supplied.
Whilst they are not the most serious of injuries to suffer with, they are generally annoying and they do cause a noticeable degree of pain and suffering in general. Some of the more serious cases may lead to permanent disfigurement or problems too.