If you are involved in an accident as a passenger, and a collision took place, you generally should have a successful claim. As a passenger, unless you did something reckless like pulled the handbrake or distracted the driver or had some kind of impact on the accident, you shouldn’t be at fault. If one car hits another and you are a passenger in either of the vehicle, you should be able to make a claim.
The reason why I highlight the point of there being a collision is that, for a collision to take place, someone must have been at fault in the vast majority of circumstances. If there isn’t a collision, say you are a passenger on a bus and the bus suddenly stops, then you may not have such a strong case. It all depends on the reason as to why the bus stopped. If it stopped because another driver negligently pulled out of a side road, then it isn’t really the fault of the bus. If the other driver can’t be traced, it could be difficult to claim against them directly.
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