I expect that not everyone reading this blog will know what a pre-medical offer is, let alone have ever received one. Let me quickly explain.
The claims process is quite structured… Your injury lawyer will submit a ‘Letter of Claim’ which outlines your accident and injuries to the Defendant at the beginning of your claim and the Defendant will be allowed to make investigations.
Once liability is admitted, you will be asked to attend a medical appointment so that a medical report can be compiled which provides a diagnosis and prognosis.
With your permission, this is then disclosed to the Defendant along with any details of other losses you may have, and offers of compensation are invited.
A pre-medical offer therefore is an offer that is made by the Defendant in respect of your injuries prior to you disclosing or even obtaining a medical report.
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